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What else can I help you with?
Can i get a car insurance with a driver's permit?
Yes you can but you will have to shop around a bit. Under most Insurance Company underwriting guidelines you will not qualify for a policy on your own, but other companies you will. Good Luck and happy motoring
Can you get life insurance while on felony probation?
Try to get an accidental death policy. They are usually pretty liberal with the underwriting. You can also buy a small whole life or burial policy from an insurance company that only asks four to six underwriting questions.
Is it illegal to decline home insurance quote?
No, an insurance policy quoted by an agent initially then goes to the underwriting department which reviews it and accepts it. If the underwriting department does not want to accept it due to losses, etc, then they don't have to and will decline it.
What are the guidelines on physical exams in relation to obtaining a life insurance policy?
Each life insurance company establishes their own underwriting guidelines. Life insurance companies base their underwriting requirements on your age and the amount of life insurance you desire. Most life insurance will require a paramed exam which consists of height, weight, blood pressure readings, blood and urine samples. A more detailed MD exam may be required when insured is age 70 and above looking for a large policy $5million or greater.
Can my homeowners insurance company drop my policy if i have a slide on my swimming pool in the state of fl.?
It just depends on the insurance company underwriting guidelines. Some companies will not accept pool risks with a slide, some will not accept diving boards. If it is determined that your risk does not qualify for coverage under the guidelines then they can cancel your policy.
How are insurance companies funded?
Insurance companies' sources of funds are primarily policy premiums.
You are 76 YEARS Old can you get life insurance?
A number of life insurance companies will offer life insurance coverage up until the age of 90, depending on which state the life insurance policy will be issued. Some things to note about older age underwriting: Each life insurance company has its own set of underwriting guidelines, some are more strict than others. It is critical to understand the underwriting requirements BEFORE you apply for life insurance. Examples for Age 76: Some companies will require a treadmill stress test for age 76, while other life insurance companies will require a simple resting Electrocardiagram. Some life insurance companies now test prosposed insureds for dementia by having the insured complete a "clock drawing test" or "word recall test"...Other companies won't test you for any of these. Some companies will require an insurance exam performed by an MD, while other companies will accept a simple paramed exam performed by an examiner. Any competent life insurance agent should be able to tell you the requirements before you apply for life insurance so you can decide beforehand if you want to apply to certain companies.
How do you check car insurance policy on net?
Only your Insurance Companies own website will give you access to your auto insurance policy.
If you have a license but you do not drive or own a car or have insurance will insurance companies consider it a gap in coverage when you do apply for insurance?
Insurance companies vary in their underwriting rules - generally you would be considered a "first time insured" and that means you pay higher premiums. Some companies give new drivers a break, providing that they have taken a Driver Training course and can provide the certificate of completion. Have you ever been listed on someone else's policy? If so, that would help you.
When a claim has expired how do you update your Insurance?
Claims don't expire. There is nothing to update. There are old claims and there are recent claims. Most Insurance companies only look back at 3 to 6 years of your claims history depending on the Insurers underwriting guidelines. Insurance companies typically charge points to your policy depending on the nature of the claim. Most weather related claims are nonchargeable.
What is the process for a business to accept insurance?
Not sure if you mean, if you mean for insurance to issue a policy on a business, policy will be submitted to the underwriting dept. that will review, and investigate the risk and then make the determination if their company will 'accept the risk' of insuring this business.
What does it mean when your insurance company says your policy has been cancelled for lack of underwriting information?
If the insurance company has asked you for information, and you have not provided it, they can cancel your policy. The company must understand the risk (what they are insuring). Each state has laws on how long the company is required to give you before cancelling your policy. Please check with your agent or with the insurance laws in your state.
