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∙ 12y ago
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Whose homeowner insurance covers loss of merchandise stolen from a car the owner of the home or the owner of the merchandise?
The policy that applies to the merchandise owner, is the policy that would provide the coverage.
If a stolen car hit a parked car can the stolen cars owner not be held responsible even if a police report for the stolen car was placed after the hit and run was filled?
Assuming the stolen car was insured, the stolen cars insurance would be responsible. If the stolen car was not insured, the driver, if located would be responsible. If not located then the owner would probably be held responsible. Hopefully the struck vehicle is insured for "uninsured motorist" coverage. Filing the report after the accident would document the theft, but not neccesarily clear the owner of responsibility.
Who reimburses you for the money spent buying a stolen car?
No one but the thief and he/she is not going to have any money so you lose.
Can the owner report the car as stolen when the co signer has it?
You can report it stolen but they wont do anything once they find out a co owner has the car. They cant steal a car they own.
Who is liable for damages done to your vechicle if it was not your fault and the other car was stolen?
The thief who stole the car is liable for the damages he caused. The owner of the stolen vehicle is a victim also of the same Thief. You my seek compensation from your own insurance policy if you have full coverage options.
What if you were a passenger and hurt in an accident that the other car was at fault.The driver of the other car left the car and ran on foot.The car has no insurance. Is the owner of the car respons?
Unless the car was stolen or being used without the owner's permission, the owner of the vehicle would be responsible for your injuires. However, if you have your own insurance, you can file a claim under your own medical coverage and/or uninsured motorist coverage. If you don't, you might be able to claim for damages under the insurance of the vehicle you were riding in.
What type of insurance coverage is needed to pay off a stolen car?
you need to have Comprehensive coverage on your policy.
Is it unlawful to borrow a car for a couple hours and not return it after 24 hours and dont contact the owner of car?
The risk you run in this situation is that the owner will report the car stolen. The owner would be within their rights to assume the car was stolen and proceed as such.
Can liability Insurance cover you when hit by a stolen car?
Not usually. If you are trying to make a claim from the stolen car's owner, you likely won't get coverage. Most liability policies have an exclusion for 'intentional acts' or claims arising out of the criminal use of a vehicle, which would include if the car was stolen. But if you have uninsured motorists coverage (many states require it), then you'll be covered anyway from your own policy and won't need to make a claim against the owner. Also....you would likely have personal liability against the thief so you could try to collect against that person.
Your car was stolen how much will you be compensated?
Depends on your insurance coverage: ask your insurer.
If the insurance company didn't make you get full coverage who is responsible if your car is stolen?
If You Did Not Purchase Full Coverage. They Are Not, So Looks Like The Person That Stole Your Car Is.
If you have full coverage on your car and it is stolen do you get your money back?
You will get back the cost to get you a like vehicle.
