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What could affect an insurance rate?

Updated: 9/23/2023
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9y ago

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In life insurance business, life expectancy, change in life styles effect insurance rate.Similiarly in general insurance, each type of policy has its og the premia rates.

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9y ago
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Q: What could affect an insurance rate?
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Related questions

Do parking tickets affect your car insurance?

No, parking tickets do NOT affect your car insurance rate.


If you get three speeding violations what would happened to you?

Well depending on the violation, you could lose your license, and your insurance rate is definitely going to increase.Well depending on the violation, you could lose your license, and your insurance rate is definitely going to increase.Well depending on the violation, you could lose your license, and your insurance rate is definitely going to increase.Well depending on the violation, you could lose your license, and your insurance rate is definitely going to increase.Well depending on the violation, you could lose your license, and your insurance rate is definitely going to increase.Well depending on the violation, you could lose your license, and your insurance rate is definitely going to increase.


When getting an a car insurance quote if you got a ticket in the last 2 years will that affect your insurance rate?

Yes, any ticket within the last 3 years if it is a minor violation and the last 5 years for a major violation will affect your insurance rate.


Will a road toll violation affect my car insurance?

Generally not. Most companies do not change your insurance rate for non-driving violations.


Does a speeding ticket affect your insurance rates in Kansas?

Speeding tickets and other accidents and violations will affect your auto insurance rates no matter what state you are in. The speed at which you were speeding can also affect your rates. One minor ticket will make very little difference in your insurance rate. Some companies do not increase your rate for just one minor violation in a three year period. It depends on the insurance company and their regulations.


How could music affect the heart rate?

it can't.


How many driver's license points does it take to affect an auto insurance rate?

It generally takes between 1-2 tickets to change your insurance rate. Redlight camera ticket in California = 1 point, increased my insurance by 38% !!


Is failure to signal lane change a moving violation and if so how will it affect your insurance rate?

Yes, it is a moving violation. My understanding is that depending on the insurance company, it may not affect your rate at all if that's the only moving violation you have. If you have more than one, you will definitely see your rates go up, after your insurance company finds out about it.


How much will collision insurance cost for a sixteen year old boy?

The rate of collision insurance for a 16 year old boy varies. The state in which they reside will affect the rate, as well as if they have points on their license.


Does it pay to shop around for boat insurance?

"Yes you should get your boat insurance bundled with your car insurance though because you could get a much cheaper rate, and your home insurance could be included as well."


Would a first moving violation affect state farm auto insurance rate?

Probably, yes.


Where could one find a new rate for car insurance?

One can find information about car insurance rates online at the websites of insurance companies, at your local insurance offices or one could use insurance calculators such as CarInsuranceCalculator.