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What constitutes personal effects in a houseowner insurance policy?
Wiki User
∙ 10y ago
The name of the policy is homeowner and not househowner policy. Under a homeowners policy contents are items that are not installed as part of the home. Some good examples would be a refrigerator that slides into a slot and is plugged in is considered contents but a fancier model that is built-in and made into the cabinets would be considered part of the home itself. Another would be a stove that slides into the cabinet is contents, whereas a drop-in stove unit that is directly wired is part of the home coverage A.
Wiki User
∙ 10y ago
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Does comprehensive insurance cover personal effects lost in collision?
No, comprehensive insurance only covers damage to your car. Homeowners or renters insurance usually pays for personal effects lost as a result of a vehicle accident.
What kind of business insurance do car rental places offer?
There are a few insurance plans that are required by law for car rental places. These include: collision damage waiver, liability insurance, personal accident insurance, personal effects coverage.
What is a travel insurance policy?
Travel Insurance - there are four kinds of travel insurance: Travel Cancellation Insurance, Baggage or Personal Effects Coverage, Emergency Medical Care, and Accidental Death
What phase would the next of kin apply for benefits life insurance and return of personal effects?
The next of kin is usually a spouse or blood relative, although this can vary from country to country. They can apply for benefits life insurance and return of personal effects in phase 3.
What amount does Budget Travel Insurance cover you up to?
"There are more then one type of Insurance at Budget. One, is the Supplemental Liability Insurance. The other is the Personal Accident and Effects Insurance. The average coverage is between 1,000,000-2,000,000."
What phase of the process are you assisting with next of kin in applying for benefits life insurance and return of personal effects?
Phase 3
Appartment insurance what kind?
The question is unclear and badly worded - but you MAY be asking about RENTERS INSURANCE. It resembles homeowners insurance EXCEPT that it only covers your personal effects and the contents of your rental unit and NOT the structure itself.
What are the two most important types of insurance you need at your young age?
Life insurance and all risk insurance. Life insurance is to be a contract by which the insurer, for a certain sum of money or premium proportioned to the age, health...and other circumstances of the person whose life in is insured,... While All risk insurance cover, wristwatches, jewelleries, work of arts, picture, personal baggage, personal effects, commercial musical instrument etc.
What is the definition of personal effects when used in a will?
Anything that is not real property or negotiable securities. A house, boat or car is titled property and not personal effects. Pretty much everything else is chattel or personal effects.
What are the effects of poor personal hygiene on health and well being?
dedcribe the effects of personal hygiene on health and well being
Does travel insurance cover loss of baggage?
Generally, baggage insurance is included with travel insurance. It is a form of protection that covers your personal effects if your check-in luggage is lost or delayed by the common carrier, subject to certain conditions. Moreover, the common carrier must verify all claims.
What actors and actresses appeared in Personal Effects - 1992?
The cast of Personal Effects - 1992 includes: Rachel Luttrell Michael Mahonen as Phillip
