There can be a lot of variables. But basically if you are close just push them to do it. I had a car that was totaled by my estimate but their adjuster came out & said no way. I asked how he came to that conclusion & I showed him my blue book & it was clsoe enough for him to go ahead & total it. But we were only about $600 apart. Were there injuries? If they still insist on not totaling your car you can always call your insirance company & have one of your adjustors come out & take a look at it.
When a speeding citation is given, it is given to the driver... not the owner of the vehicle nor the person (or company) who is insuring the vehicle. Therefore, the driver's insurance and driving record will reflect the charge. If this person was driving a company vehicle (and therefore insurance paid by the company) then the companies insurance policy COULD be affected but not always. The cost of corporate insurance policies that cover multiple vehicle and/or drivers are determined by many factors such as # of vehicles, types of vehicles, company claim history, # of drivers and ages there of. Most companies must report their drivers information to the insurance company which will then check the drivers records which will then allow the insurance company to 'rate that driver' and asses a cost for insuring that driver. Some companies will refuse employ drivers with too many moving violations... or not let them drive company vehicles. I hope the answered your question.
If she was driving your vehicle, with your premission, it would fall under your insurance and they would have to pay for the other drivers vehicle
Drivers are required to have insurance. If you wreck your vehicle, the insurance company will pay for it. If you are driving without insurance in a vehicle that is not paid for, you still are obligated to repay the money you borrowed to buy the car. It is not the bank's fault that you wrecked the vehicle.
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
In most states an insurance company must report to the DMV of your state that your insurance is been canceled. This often results in your state suspending your drivers license unless you can prove that you do not have a vehicle, and that the reason your insurance was canceled was because you no longer have a vehicle. The license plate that was obtained for the vehicle must be returned to the DMV. If insurance was purchased for the vehicle from another insurance company, then you must provide proof that you have insurance from the new insurance company. If the actual owner of the vehicle bought insurance from another insurance company, then this should be easy to prove.
The best insurance company for vehicle accidents is State Farm, with over 40 million drivers currently using State Farm. This makes State Farm one of the most popular insurance companies in the world.
Just like you would with any other insurance policy. An SR-22 is merely an assurance from the insurance company that you will keep insurance for a year. The policy deals more with the insured than the vehicle. Often time drivers who do not have a vehicle can purchase this type of insurance in order to reinstate their drivers license. As far as changing vehicles just contact your insurance agent and they will take care of the change for you.
"You can hire an insurance company over the phone as long as you have the required information. Such as your vehicle identification number, and your drivers license number."
If you have no drivers license then you have no business driving a vehicle, therfore you do not need insurance.
No. However, in order to purchase insurance, the company will want to know who is driving the vehicle in order to set the rate, and they will want the name and license number of all drivers of the vehicle. You may be able to get a simple policy if you are required to have insurance to have tags but are not otherwise driving the car, but it depends on the insurance company.
If they are not pressing charges, then they are giving you permission to drive their vehicle. If you give someone who doesn't have a drivers license permission to drive your vehicle, you are voiding your insurance coverage. The Insurance company will not pay.
You can get company vehicle insurance at www.iaai.com.