If they provided the check to you only and no conditions have been put on the check, (provide proof of repair, etc) then you may spend as you wish.
If you haven't paid the vehicle off, then you must repair the vehicle with the insurance check. If you don't owe a bank anything, you are not required to fix the vehicle. Keep in mind, if the vehicle has unrepaired physical damage and you get in another accident the insurance company will not give you another penny. They are only required to repair the vehicle to the condition it was in prior to the accident. If it was already damaged, they won't give you a dime
It depends on if you have a lien placed on your vehicle (by you lender. If you own the car free and clear, you can take the insurance money and not repair the car, but if there is a lien on your vehicle more often than not the insurance company will make the check out to you and your bank.
Nothing should happen.
Similar to auto insurance, this is a contract between a vehicle owner and the car insurance company, which binds the company to pay for all repairs done on the vehicle for a fixed length of time. Coverage varies widely from company to company and few states in the U.S. regulate auto insurance coverage. So it's important to become familiar with insurance terms and industry requirements, while also understanding how insurance is regulated in your state. Check expertowing.com/
Then you have to pay for the repair.
They generally will pay by check.
No, you can spend that check anyway you like. It's your money. The insurance company doesn't care if you repair your car or not. You could decide you will take the train to work, it is your business.
To check if there is a local repair shop that will take your car insurance you will have to talk to your insurance provider and get a list of local repair shops that service their company.
Insurance should. I would check with your information to see if your company can.
You need to call your insurance company to remove the vehicle from your policy. If you are getting a new vehicle, you need to add that vehicle on. If you are not getting a new vehicle, the insurance company will send you a check for whatever amount of money you had left on the policy that was not earned because you did not have the policy for the full term.
You will have to check your state law on this. If it is a no-fault state. Then your insurance will repair your vehicle and then bill the other driver's company. I am not sure of the procedure in a "fault" state. You could try contacting your insurance agent or any auto insurance agent in your state.
It depends on the insurance company and the state you live and the laws therein. In California for example you have thirty while in Ohio the vehicle must added to the policy and proof of that must in your possession prior to leaving the dealership. Check with your insurance company. It depends on the insurance company and the state you live and the laws therein. In California for example you have thirty days while in Ohio the vehicle must added to the policy and proof of that must be in your possession prior to leaving the dealership. Check with your insurance company.