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# Should your car insurance premium lower when you take a person off of the coverage?

Updated: 9/13/2023

Wiki User

6y ago

Sometimes yes and sometimes no. It just depends on your rates and level of discounts. Sometimes we add drivers that create no additional premium. If we take that driver off, then again there is no change in premium.

Wiki User

6y ago

Wiki User

8y ago

Sometimes yes and sometimes no. It depends on what your rate was for the second driver and what your discounts might have been for multiple drivers or multiple vehicles.

Often the multi-car discount is more than the cost of the second driver. In such a case the discount lost was greater than the amount charged for the additional driver resulting in a net increase after removal of that driver.

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Q: Should your car insurance premium lower when you take a person off of the coverage?
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