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Is hazard insurance covered under most master or blanket home owners association insurance policies?
Wiki User
∙ 14y ago
Since every owners association is different: every condominium or homeowners property is different from any other, the master insurance policy coverage is tailored to each individual property.
As well, it depends on what kind of 'hazard' to be insured: a natural disaster? an attractive nuisance (swimming pool), and so forth.
Your master policy broker can answer your specific question.
Wiki User
∙ 14y ago
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Is theft covered in most auto insurance policies?
Theft will be covered by most auto insurance policies as long as you have full coverage insurance. It will not be covered if you only have liability or basic coverage.
Medical expenses not covered by insurance policies?
WEED
Under how many insurance policies is ritchey covered?
2
Does homeowners insurance cover car fires when its on your property?
No, vehicles are only covered under auto insurance policies. Homeowners insurance policies provide no coverage for automobiles.
Are under 25 years of age automatically covered on insurance policies?
No.
Can jewelry be covered under regular homeowners insurance policies?
nope
The Association's Condominium Insurance Is Not Enough?
A condominium's association will have an insurance policy that covers the buildings. This can lead the owners of each individual condominium unit to believe that their belongings are covered under these policies, but this isn't necessarily the case. The association's insurance policy typically covers the outside of the building which means that the things people have in their condominium homes aren't covered. This is why these homeowners need condominium insurance. Owners of condominiums will not be looking for a homeowner's policy or even a renter's policy; they will need to make sure that they are seeking an insurance policy specifically for condominiums. The condominium unit owners will have to know everything their associations' policies do and do not cover in order to know what will need to be covered under their personal policies. The association's policy will, most likely, not cover the unit owners' personal items. This would include everything within the unit such as clothes, furniture and jewelry. The fixtures and the appliances may be covered under the association's policy but if they aren't, the condo insurance must include these types of items as well. Sometimes, people make improvements to their dwellings. Some association policies generously cover these improvements but if the policy doesn't, the right condo insurance policy will pay to repair any damage done to the improvements people have made. Before purchasing condo insurance, these homeowners need to take an inventory of all of the property inside the home that they would like to be covered under their policies. Don't forget about all of the items that are being stored in the garage; these items can also be covered under a condo insurance policy. Condo insurance can be made more affordable by seeking a quote from several different insurance companies. People may also agree to have a higher deductible; the higher they set their deductible, the lower the insurance company can set their premiums. They may also qualify for any discounts the insurance company has to offer. Lastly, if they purchase other types of insurance from the same company such as their auto and life insurance policies, they may be entitled to a bundling discount. The homeowner's insurance policy may have extensive coverage for each individual condominium unit, but these policies won't necessarily cover everything. All owners of condominium units need to find out what these policies don't cover and purchase their own policies to ensure that they can replace their belongings.
Can you be covered by delta dental and aetna dental at the same time?
Yes, you can be covered by multiple dental policies. There will be one insurance carrier as your primary insurance and the second insurance carrier will be your secondary insurance.
Is a snow plow or dump truck covered by automobile insurance policy?
Either vehicle is covered by auto insurance but you would need to get insurance policies that cover commercial vehicles.
Is phone fraud covered by homeowners insurance?
No. Fraud is not a covered peril under your home insurance policy. However, Many Home insurance policies do have coverage for certain kinds of theft.
Is collision covered by personal injury protection car insurance?
In most cases, personal injury policies are not the same as collision insurance. You should check with your insurance provider to see if you are covered.
Is water damaged cover by insurance?
It depends on the covered perils of your policy. On some policies there is coverage for water damage and on some policies water is not a covered peril or it is excluded.
