It depends on your policy but probably not. Most policies only cover water damaged caused by a broken pipe. Look at the Perils Insured Against section of your policy to determine if your loss is covered.
Floor damage is almost never covered under regular home insurance. It needs to be purchased separately and can be quite expensive for many areas.
Yes, hardwood floors are covered assuming the damage was due to a covered loss. Ask us back as to why they are damaged to see if the damage is covered.
Because watercraft is usually covered by your home or renter's insurance. The trailer can either be included on your home insurance or on your auto insurance but you must have the trailer listed on your auto policy in order for it to be covered there.
Your home renters insurance will cover you for loss or damage to the property which you own and which is kept within your rental property. Any damage to the actual structure of the building would be covered by the landlord's insurance.
No, Home insurance does not provide coverage for automobiles, it does not matter who the automobile belongs too. That's what auto insurance is for. Damage to an automobile would be covered under the vehicle owners auto insurance policy.
Homeowners Property Insurance is "Hazard Insurance" that protects the property owner from loss or damage due to the stated covered hazardous perils.
If the garage is attached to your home then it would be covered under Coverage A of your policy. If the damage was caused by a bad storm then more than likely the damage would be covered under your policy. If you have a HO-3 policy then the damage should be covered. Call you agent and ask him/her to review your policy to determine if the damage is covered before you call your insurance company.
That would be covered under Your Builders General Liabiity Insurance Policy,
Your policy will not specifically say it covers "hurricane" or "tornado" damage. If if covers wind, then your loss would be covered.
Of course not. Auto insurance has to cover your car and home insurance covers your home. Damage to you car is always covered under an auto policy. It is specifically excluded under your homeowner's rental policy.
Yes. Your house is covered by anything unless it is specifically excluded in the policy. Your personal belongings are covered under the peril of water/water/hail damage.
Mobile home insurance does cover your home if damaged by a falling tree. It would also be covered if it were damaged by the over growth of tree roots.