Fight it! If the driveway was yours, then the other person had no business driving there. It does depend on what the reasons were. If you were parked more than 12 inches from the curb, then that is neglegent - it is law to be within 12 inches of the curb (never more). So find out why and keep all evidence. If you have to take that person to court, do so.
In most cases, no. Normally your insurance company handles the case on your behalf.
No. The utility company is responsible for the repair of your driveway, not your insurance. I'm also pretty sure that a driveway technically is not considered part of your home and is not covered under most policies. Check your policy to see what is and is not covered.
yes, if your states liability statue is a ''comparative negligent' state which it must be.........
No, your neighbour would have to call his own insurance company to get them to come in to take care of the sewage, unless you are some how negligent in the situation your insurance company will not help them.
The clause in a policy of insurance on a motorcycle, provides that if the owner of the motorcycle is injured by a negligent driver of another vehicle who doesn't have liability or insurance, then the insurance company will pay its insured's damages.
Errors and omissions insurance protects you from being sued for negligent behavior. You will need to contact a corporate insurance company, the hospital you work for should know more about who you should go with.
Let your insurance company handle it. They do it all the time.
Insurance companies are in the business in accepting your risk in exchange for an insurance premium. You have the risk of loss in loosing your home to fire, theft, windstorm, flood, lightning, etc and by purchasing a policy you are transferring this risk of loss to the insurance company who agrees to rebuild your home or give you the funds to do so. The liability coverage also transfers the risk of liability loss from yourself to the insurance company. If someone came to your home and was injured on your steps by falling and you were negligent by not securing the steps properly and putting sturdy handrails on the steps. The insurance company protects you by providing your defense costs plus it pays any damages to the claimant if you are found negligent and required to pay a judgement by the courts.
Met-Life is a great life insurance company. It is also great to compare different rates of companies. You can do a get side by side suggestions and comparisons in an instant.
this is something that you should discuss with the delivery company first. It is likely that their liability insurance would cover something like this. If not, then discuss it with your insurance agent. hope this helps!
Possibly not. If the insurance company can prove that the policyholder was negligent in maintaiing his vehicle in a safe manner, they may not have to pay, or they may pay a reduced amount.
True Homeowners insurance policies include defense and payments for your negligent acts. Usually, there is not a deductible on those payments. A visitor who is injured by your negligence could sue or demand payments and your insurance company would defend you and/or pay the claimant. Talk to the agent or company that sold you the policy.