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If you crashed your friend's car - can you get your insurance to cover the damage and is it ethical to say you caused the damage with your car in order to get your insurance to pay rather than his?
Wiki User
∙ 16y ago
no your insurance will not cover you
his will even if you were driving as long as you are licensed and he has full coverage
not only is the latter unethical it is illegal its called insurance fraud and carries heavy fines and maybe even jailtime
Wiki User
∙ 16y ago
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Yes. If you caused damage to somebody's property you are responsible. The definition of insurance is a transfer of risk. If your friend had insurance on the car then the risk would have been transferred from you to the insurance company, but would still make you at fault.
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