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no your insurance will not cover you
his will even if you were driving as long as you are licensed and he has full coverage
not only is the latter unethical it is illegal its called insurance fraud and carries heavy fines and maybe even jailtime

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Q: If you crashed your friend's car - can you get your insurance to cover the damage and is it ethical to say you caused the damage with your car in order to get your insurance to pay rather than his?
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