Take the driver to small claims court for the cost of the rental.
Paying more for your insurance doesnt gurantee any better coverage or better protection in an accident.
No, the accident occurred between the two parties, a police report is not necessary. Your insurance company can take the information regarding the accident. A police officer may write a citation based on the story that is told, but he cannot testify that he witnessed the accident so his involvement is generally useless.
They have to pay for your repairs themselves
Are you asking about transmission problems that someone hit you while in park? Or that you didnt have money to fix it and asked the insurance company to help? If its the first scenario, you will need proof that the damage done to your transmission was a direct result from that accident. If its the second one, your insurance doesnt have to pay anything, as that's what warranties are for, not insurance policies.
Usually, it is the responsibility of the owner. However, if you have insurance on your vehicle, they will step in as secondary coverage...including covering the damage to the vehicle you were driving, if you have the coverage.
yea but you should have insurance that covers medical him as well not just car crashes and she should have to pay for the medical bill even if she doesnt have insurance because she said it was her fault
Who has insurance and who has license, is a non factor in determining liability for the accident. The person who is at fault will be based upon the police report and who caused the accident. You have no insurance, and have left yourself wide open to a judgment against you that could cost you plenty. You chose to drive without insurance, and in doing so you will be require to accept responsibility for your actions. You do not even have uninsured motorist insurance to cover your damage even if the other driver is at fault and cannot pay. You were not insured, and will now pay for that mistake.
If your 16 year old has no drivers license but drives your car and has an accident, your insurance premium could be negatively affected.
you really cant if she or he doesnt have feelings for you. find out then you can take the first steps into a relationships.be upfront too