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you should get a cheap layer.

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Q: If you are in an accident and you have no insurance and the car is a lease?
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What happens when a leased vehicle is destroyed in an accident and there is no insurance?

Usually, the lease car is required to be insured ... and the lease is most likely dependent on continued auto insurance being in force. If the car was destroyed (totalled) and there is no insurance to cover the loss, the car is then gone, but NOT the lease payments ... You will still be required to pay the lease as agreed upon ... would have been far cheaper to have had insurance.


You were in an accident your car is a lease and it was your fault and you have no insurance what is going to happen?

You are going to have to pay all cost out of pocket. Also you may be given a severe ticket for driving without insurance.


Does the primary lease holder on a car lease have any liability if the car is in an accident if the car is registered and insured by the co-signers of the lease who is not the primary?

If others who are co-signed on the car are in an accident, and cannot afford to pay and charges or fees as a result of that accident, then yes, as a co-signer the primary lease holder will be liable for those oustanding payments.


Does the lease holder on a car lease have any liability if the car is in an accident?

Certainly. The lessee has the same liabilities as a registered owner.


Does homeowners insurance cover hospital from a car accident?

No, Homeowners insurance is for the house. it does not cover cars or car accident claims.


Car accident bill health or car insurance?

Car insurance and possibly health insurance if the car insurance does no cover the entire bill.


What happens if a leased vehicle is in an accident?

If a leased vehicle is in an accident, the lessor has to notify the lease company, along with their insurance company. Sometime the lease company will have you go through your insurance for repairs, other times they send you to their repair shop (if they have one).


If you co-sign a car lease can you get sued even though you aren't on the insurance and the person gets into an accident?

Yes, the owners of the vehicle (and driver of course) are the ones sued, it has nothing to do with who is the named insured on the insurance policy.


If you have an accident while driving another person's car will your insurance or the owner's pay the claim?

Auto Insurance follows the car not the driver. My son's girlfriend was driving his car when they where in an accident and his insurance was responsible.


Am I insured if I have an accident while driving some else's car?

If you have insurance yourself you are insured to drive someones car. If you have an accident your insurance will cover it.


If your car was in an accident and the other person driving was at fault. Who's insurance should pay for your car damage?

the insurance of the person responsible for the accident


If my name only as the owner is on a car but my daughter who has her own insurance on the car was in an accident could you be legally responsible?

No. Car insurance is insurance on the car not insurance on the driver.