Yes because even though your going to give it to someone, you will still legally own that car.
Again, you cannot legally insure a vehicle that does not belong to you. The insurance policy and application make up a legally binding contract and state that you must own the vehicle in order to participate in the contract of insurance on the vehicle.
You can legally fire someone for no reason because Missouri is an at will state. They do not have to give you a reason why they are firing you.
If your insurance covers someone else driving your car, no problem. If not, it's your car and you are legally responsible for whatever damage there is. In other words, you are responsible because you loaned him the car.
legally registered vehicles are required in most states to have insurance. go through your state motor vehicle agency. and put aside time.
Your husband cannot legally obtain life insurance on you without your knowledge. And most companies require at least a cursory physical before agreeing to insure someone.
If you were legally required to have insurance, your position might be compromised a bit, but if the other driver was at fault, and will not cover your costs, yes you could sue. Juries deciding liability usually will not be allowed to know anything about insurance coverage, because it doesn't bear on whether someone has a liability, but could sway them emotionally with the perception of a big pool of faceless money. The job of the insurance company is to cover the liability once it has been legally established.
Yes you do ! If someone (either staff or customer) injures themselves while on your premises - they could sue you in court. Liability insurance is paid to protect the owner from such claims.
Not legally, unless it is an internship. Otherwise it would be fraud. It is possible to have someone listed as an employee without them receiving a paycheck, such as an intern or new employee for purposes of insurance and workman's comp.
When someone has been missing for long enough, which is normally seven years, that person can be declared legally dead, at which point life insurance policies will pay the death benefit for that person.