Your own Homeowners insurance will cover damages to your own property.
If your neighbors property also sustained damage, Likewise the neighbors insurance would cover damages to the neighbors property.
You also may be covered under your own homeowners policy for debris removal depending on the circumstances and on your insurance coverage.
In almost all cases in the U.S. barring some proven negligence it is our own responsibility. The average homeowner is not expected to be an expert on trees.
Bear in mind, these rules may be different in other countries.AnswerThat depends on what caused the tree to fall. The mere fact that it was the neighbor's tree is not enough to create liability for damages on the tree owner. Trees can fall through no fault of the owner's, such as in a hurricane. In order to be able to hold the neighbor liable for damages, the homeowner must show that the treeowner's actions somehow contributed to it falling.
Barring some provable negligence, Nobody is liable for an act of nature. Your home insurance should provide coverage for a natural hazard such as this, Likewise if your tree fell on your neighbors house, the same would apply. The neighbors insurance would take car of the neighbors house.Depends on a lot of things. Generally, the tree is considered part of the land. Where it falls is who is initially responsible for the damages. From there, it gets legal depending on multiple factors.
In all likliehood - your insurance company would pay to repair your dwelling and then they would take action (called "subrogation") against your neighbors insurance company to collect from their insuror.
The can hold you reliable and you can dispute it in court
You are not responsible nor liable for Acts of Nature. The windstorm coverage on your policy covers your home, not the neighbors. Your neighbors Homeowners Insurance Policy will cover his damages as stated in the terms of his Policy. It's no different than if his own tree fell on his house.
Probably. Contact your insurance. They may file against your neighbor's insurance.
No. Mother Nature would be the "responsible" party. The homeowner is not "liable" for acts of nature.Your homeowners insurance is not responsible for a natural act that causes damage to property of another. Your neighbors fence is not listed as covered property on your Homeowners policy.If a tree falls on your neighbors property the neighbors insurance coverage would invoke, it does not matter where the tree came from. Likewise if a tree falls on your property due to a natural occurrence your own homeowners insurance policy would cover you.AnswerIf the tree was healthy and you had no complaints from your neighbor and a wind storm came up and blew it over you may have a nice enough neighbor that will share the cost of a new fence.AnswerAccording to my insurance agent, so long as there is no negligence on the part of the tree owner it is an "Act of Nature". Thus the fence owner would need to pay to make repairs if they want it fixed. My insurance covers me if my neighbor's tree falls on my house. I can't imagine the company paying for anything that they could make someone else pay for.
In general, Nobody is liable for an act of nature. Your auto insurance comprehensive coverage would cover damages to your car. Your homeowners insurance will cover damages to your home. The neighbor would be liable only if your can prove the neighbor knew the tree was rotten and posed a risk. If a car falls on your property, that would mean a tornado picked it up and it fell on your home. You insurance would cover that damage.
Whoever started the fire is responsible. Hopefully both you and your neighbor are covered by homewoner's insurance.
Typically, you are not responsible for the maintenance of a rented house. The responsibility for this falls on your landlord. However, read the rental agreement to be sure what you are/are not responsible for.
If your husband was cutting down or trimming a tree and the result was damage to your neighbors property, that would indicate direct liability. You and your husband are liable for the cost of damages he caused.
Don't paint your house, paint your neighbors house!!!