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Your detail is lacking for a real decent answer however the condition, if it existed before the incident (say, a vehicle accident) would not be covered as it did not result from the accident itself. Any insurance policy covers losses IF a "trigger event" occurs that makes the policy's coverage kick in.

An sample scenario might be the following. You are driving along when a wasp or bee enters the car. It stings you. Although you never had a "reaction" before, this time you do. You are beginning to go into anaphylactic shock, feel faint, and run into the rear of someone else's car.

While your insurer WILL pay for the cars and your medical bills, if injured in the accident, the policy will not pay for specific treatment or later preventive care, Epi-pens, etc. in case you get stung again in the future.

Similarly, in a case where someone "blacks out" at the wheel and has an accident, their brain tumor causing the blackouts is NOT covered by their Automobile Policy. This issue would normally fall to the person's HEALTH insurer.

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Q: How was a Car insurance Claim denied for undiagnosed medical condition?
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Can a person be denied medical services due to no insurance in NC?

can a person be denied medical servises due to no insurance

How do you use the word preexisting in a sentence?

She was denied insurance coverage because of her preexisting medical condition.

Could a person be denied medical insurance because of a genetic predisposition?

Not today.

Are you responsible for paying a medical bill if insurance company denied payment due to the practitioner's fault?


Can I be denied health insurance due to preexisting medical conditions if my job switches health insurance carriers?

No, because group insurance is normally guaranteed-issue, so they have to insurance no matter what conditions you have.

Can you be denied health insurance due to preexisting medical conditions if your job status becomes permanent and qualify for health insurance?

Usually you won't be denied coverage outright, but expect your coverage to have limitations that will prevent you from making claims directly related to your preexisting condition. If your coverage includes life insurance, expect similar limitations.For example, if you have a heart problem, they probably will not cover any medical expenses from a surgery, but if you dropped a heavy box on your foot at work, they would cover expenses for a broken toe. Or with life insurance, they probably wouldn't pay out if you died of a heart attack (if you have existing heart condition) but if you were hit and killed by a vehicle at work (God forbid), you would have coverage.Ultimately the decision to cover you, or not, is the insurance provider's to make.

How long do you have to wait for a second normal pap smear to obtain medical insurance?

Since the Affordable Care Act ("Obamacare") there are no longer "preexisting condition" restrictions allowed on health insurance. A history of an abnormal pap smear should not affect your ability to get insurance. If it is, contact your state's Department of Insurance for information.

Can you be denied medical coverage for a pre-existing condition?

In certain situations, yes. Medical coverage is not a guarantee, and insurers can eliminate applicants due to pre-existing conditions.

Can insurance be denied if you rent your home?

What kind of Insurance?

Is there a deadline for billing an insured for services denied by an insurance company?

Yes. If the medical provider wants to challenge the denial then the medical provider must submit his request for reconsideration within a certain time limit. The bill-er would have to contact the insurance company to find out when the time limit ends and if the denied claim can be re-billed with special documentation.

What are the benefits of instant term insurance?

There are several benefits to instant term insurance. One of the major reasons people will choose instant term insurance is the ability to do so online without having to talk to another person. A buyer can get insurance online in a matter of minutes and not have to wait to be accepted or denied. These buyers will also not have to take a medical exam for the insurance, meaning a person will not be denied because they have disabilities or other medical issues. Another thing is that there is no lapse in coverage, and the buyer can easily set the term coverage.

If you have been denied insurance from a preexisting condition what can you do now?

Look for another insurance company. There are Insurance companies that do high risk, however, be prepared to pay higher monthly premiums. If you cannot be covered, look into a one man group. Michael