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Q: How often will an insurance company pay to replace a damaged roof?
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Should I get business travel insurance?

Business travel insurance is often an unnecessary expense. Often the company you work for will have travel insurance included in the insurance they provide for their employees.


How often do you need to replace living room furniture?

You should replace living room furniture when it is out of style or damaged, there is no set rule.


Can you have house insurance with met and car insurance with another company?

Absolutely. There is no regulation that makes you have auto and home insurance or any other insurance cannot be mandated to be with the same insurance company. Often it is to your benefit to have them with the same company because of discounts they offer in exchange for having the coverage with the same company.


What are the provisions of an insurance policy called?

A provision of an insurance company is often called an automatic premium loan. A provision is often added to life insurance policies as a rider on an insurance policy that has a cash value.


Does an insurance company have to pay the lien holder directly after an auto accident?

An insurance company generally does not pay the lien holder directly. The vehicle owner is responsible for paying for insurance coverage and will often deal with the insurance company themselves after a collision has taken place.


Why do insurance companies have logos?

Insurance companies have logos to give customers a visual of what their company stands for. Logos are often used to distinguish one company from another.


How often do you have to renew your insurance?

Depending on your insurance company most policy's renew automatically every 6 months.


Can coverage on a non-owners auto insurance policy be extended to a company car that I drive?

No, Non Owners often referred to as Named Driver insurance never covers a company vehicle. It is the responsibility of your company to provide insurance for it's employees when driving a company vehicle.


What is an insurance lead?

Insurance leads are used by insurance agents to generate possible clients. Leads are often in the form of online surveys which generate traffic for the insurance company.


What type of insurance does state farm offer?

State Farm Insurance often advertises that it offers automobile insurance. This is primarily the type of insurance that the company is in the business of selling.


How does an insurance company define vacancy?

Most often by being unoccupied for 30 days. But you should refer to your Homeowners Insurance policy as this may very by company and or by state.


Do most insurance companies cover a stay in a drug rehabilitation center?

One has to call their insurance company to determine if the insurance company will cover it. Different insurance may vary, but the drug rehab center may often offer financial aid.