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This question is very tough to answer well. I know in PA medical from auto insurance is the first source used to cover a medical expense. If you have a decent health insurance plan this can provide coverage over top of the medical from your auto. However,as the deductibles on health care are increasing and many policies have lifetime limits, I would suggest getting a fairly high limit if you are able to afford it, in this category. Anyone who needs assistance with insurance in PA is welcome to contact me, I work for an independent agency in York PA

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Q: How much medical payment auto insurance coverage is right?
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The right amount would be Zero,It doesn't make much sense to pay extra for medical coverage on a home insurance policy when that's already covered under your medical insurance policy.Ever heard of Double-coverge? It's illegal to get paid for the same loss twice anyway.Adding Medical coverage on a home insurance policy is generally what we refer to as "Beefing up" a policy. There is almost a zero chance that it would ever be used due to double coverage limitations, but it can entice some less savvy people to purchase the policy.

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