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can a contractor have liability insurance backdated to show the company was insured
You Need General Liability Insurance.
General Liability insurance can be purchased through some reputable companies such as Nationwide Insurance, Geico Insurance, EInsurance and All State.
Very local answer from a former owner builder. I was advised to take out general public liability insurance, construction insurance and with all contractors who entered and worked on the site, I demanded they produce their own valid liability insurance documents. If I employed a labourer I needed work cover (compensation) insurance.
The difference between employers liability and public liability are simple. Employer liability insurance covers only claims made by the employees against the company. Public liability covers claims against the company by the general public as well as third parties claims.
General liability covers Public and Producs Liability, therefore by having General Liability cover, public liability is covered also.
Compare general liability insurance quotes from multiple providers. Learn about liability insurance in our free buyers' guides to business insurance.Hiscox specializes in general liability insurance for businesses with 10 employees or less.
Contractors general liability insurance is based on one of two things, total receipts or payroll and cost of subcontractors. Contractors general liability insurance covers a company if their employees get hurt on the job or cause damage to a property while working.
form_title=Business Liability Insurance form_header=Protect your business with the right business liability insurance for your needs. What is the annual revenue of your company?=_ Does your company currently have insurance coverage?= () Yes () No What type of business liability insurance do you need? (Check all that apply)=  General Liability  Workers Compensation  Business Owners Policy (BOP)  Property  Professional Liability  Business Travel  Business Automobile
You need a commercial general liability policy.
NO Totally seperate policies, tenant legal liability can be added to bops, general liability can be found within a bop policy, but they are different coverages. Work with your broker to understand what insurance coverages your company needs and why.