You pay a deductible only when you file a claim to collect on your insurance policy. Like if your home catches fire and you file a claim to collect the money to repair or replace the home, you pay the $500 deductible or whatever your deductible is. If you have more than one claim in a year, you probably will pay deductibles for each occurrence and also depending on the insurance company, you will probably be dropped from coverage--most companies will not tolerate multiple claims.
"Rates for homeowners insurance will vary depending on the type of insurance you purchase, the amount of coverage you choose, and the cost of your deductible. Rates are also based on the fair market value of the property and can fluctuate from year to year."
do you have to meet a deductible at the first of the year for an eye examine?
Not necessarily. It depends on the "Plan Year". For example, if your plan has a calendar year of January 1 through December 31, and by September 15 you have met your deductible, the new insurance carrier would have to issue a Deductible Credit Transfer because you have already met the deductible for the plan year. However, if the new plan has a plan year that runs from September 1, through August 31, then by September 15, your plan has already started to run and the deductible after September 1 only is the amount you can apply. YES
"After deductible" means you will not get coverage or certain benefits until a deductible has been met. Insurance policies often have more than one deductible. For example, you may have a $1,000 per year deductible for certain medical expenses, and another deductible for prescription drugs. If your prescription drug deductible is $500 per year, you will have to pay out of pocket the first $500 of drug cots before your plan will kick. Many plans have complicated formulas for how deductibles are applied and how they are met so there is no one answer. But "after deductible" always means that the person with the insurance policy will have to pay something first, before getting reduced-cost, free, or co-pay services and drugs. Source: Women in Business (http://www.womeninbusiness.about.com)
how many times a year has the Kilauea has erupted a year.
AnswerYou can have "special" deductibles on a category of services. Mental health benefits may have such a separate deductible. But generally you'll have a single deductible that applies to all services within the year.
No. Not any year. And Federal Tax, even income tax, is not deductible on a return.
positive 3,571 times in a year
52 times a year
1,825 times a year.
2 times a year
4 times a year.