If the police came out and made a report of it then it will be on your driving record. It will be a not-at-fault accident but it will still be on your driving record. If the police did not come out but your insurance knows about it then it will be on your CLUE report and be a not-at-fault accident.
An at-fault accident and other traffic violations will stay on your driving record for 3 years, but your insurance company may charge you higher premiums for 5 or more years.
yes. it goes on your record and insurance companys look at you record from time to time
The accident will show but it will be marked as a not at fault accident and should not increase your insurance rates.
While your insurance company only cares who pays the insurance policy, the DMV doesn't care who owns the car. The driver who causes the accident will have it show up on his/her driving record (if there was a ticket issued).
Maybe not, the accident will be 'chargeable' and the ticket also will be on your record. Contact your agent or company's policy services dept for the answer.
Yes. One point will be added to your official driving record.
Generally speaking, no. However, in any moving incident/violation, your driving record is checked. If it turns out that you have a few past speeding tickets, and maybe another previous accident or two where you were not at fault, the insurance company may choose to tag you as a high-risk driver and increase your premium. On the other hand, if you are a driver with a spotless record, your rates will probably not go up in the event of an accident where you are not at fault.
Normally accidents don't go on your license record. They go on your insurance history, and most insurance companies look back up to 10 years.
Your question makes (2) assumptions. (1) that you were cited and (2) the violation has points. Not all vehicle code violations have points associated with them. Points are only assigned by the state to your driving record (license) upon conviction. When/if your insurance company reviews your driving record and sees the accident (not the points) and that you are listed as unit or vehicle 1 (at fault) then they may charge a surcharge