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AAA's policy is 1 year from the date of incident, call and check with your agent otherwise...

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Q: How long can you wait before you make an insurance claim?
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Would you make a claim to HO's insurance for leaving a camera bag behind in your cruise ship room at the end of the trip?

NO, I would make the claim on the Travel Insurance Policy that I bought before taking the cruise.


Can you file a claim on your insurance if it happen before you got insurance?

Of course not. The date and time that you took out the insurance policy is the earliest time that coverage starts. You cannot make a claim that occured before the coverage started. If you lie on the application or on the claim report whether verbal or written you have committed insurance fraud and are subject to prison and large fines.


Can you make a claim on a insurance binder?

If you have applied for insurance and paid a premium, you are essentially insured if you have been given a binder. In life insurance if the applicant dies before the policy can be issued, you would file a claim as if it had. The claim would be processed and if the applicant is found to be insurable had he still been alive, the claim would proceed as if he already had a policy in force before he died.


How long do you have to file an insurance claim after an accident?

Each state has different time periods of filing an insurance claim after an accident. Check with you state to make sure you do not miss the filing period.


Can you make a claim if your wife steals your car?

You'll need to report it stolen. The insurance provider will require a police report before they'll honor your claim.


How long after an accident should someone make an auto insurance claim?

One should make an auto insurance claim after an accident right after the incident occurs. If you wait, witnesses might forget what happened or leave and injuries may not be documented well.


What is the purpose of the proof of loss in the insurance claim?

So people won't make all kinds of false claims just to get money from an insurance company. With the dishonesty in society we can't blame insurance companies for wanting proof of loss before paying a claim.


What is a collision claim?

A claim that you make on your own insurance for repairs due to a collision.


How soon can you make a life insurance claim?

Call the insurance company and ask that they mail, fax or email a claim form to you. You can then make a life insurance claim as soon as you are able to obtain a certified copy of the death certificate which is required to make a claim. The insurance company will then issue a check made payable to the named beneficiaries or to the estate if there are no named beneficiaries.


How do you make a claim?

Call your insurance companies claims department or your insurance agent.


Do all beneficiaries of life insurance need to make a claim for payout?

If there are more than one claimant in a life insurance policy, all of them are to make claim for the pay out.


If you were paid by an insurance company 6 years ago to get a new roof but did not and now have a different insurance company on the same house can you make a claim on the roof with new company?

You can make a claim, but if you are claiming the same damages that is insurance fraud and it is a federal crime. If you have unrelated damages you can make a claim, or you can disclose the prior claim to your insurance carrier and they will advise you if there is any coverage that would apply.