This will depend in part on what the claim is for. If it was a reimbursement of previously paid expenses, then you have already "spent" the money. If it is pre-payment for services, you will need to spend the money on the services specified. If it was a claim settlement for damages or lost property, the insurance company doesn't care what you spend it on, whether it is replacement of your valuables or something else entirely.
On average Americans will spend $94,000 on insurance during their life. The types of insurance Americans will spend this money on are health, auto, home and life.
They should not drop you before a claim is settled. If they have contact your state department of insurance and file a complaint.
Yes you can withdraw your claim, but once reported, the damage and the claim filing are still on record.
Once you become the legal owner of the home and something occurs that is covered by homeonwers insurance then it is your insurance that must cover the claim. In the event the incident is not covered by your insurance policy and you feel that a material misrepresentation was made by the seller then I can only suggest getting the advice of an attorney.
You don't need too. Just make your loss claim on your own homeowners insurance policy. If your neighbor is liable for your loss then your Insurance Company will subrogate the matter for you.
You will have to check your home owner's policy. It is a contract that you have with the insurance company and will specify how long you have to file a claim.
Short answer yes, if it is in your policy long answer, would not be smart to claim it.
File the claim on your auto insurance. Homeowners insurance does not cover automobiles.