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It might be a little different if you are filing the claim through your own insurance company or the other person's insurance, but it's the same concept. The best thing you can do to make sure it's fair is to do your own research. Check the local newspapers, trade magazines and the internet. Find out what your car is currently being sold for. They are not going to give you what the vehicle is being sold for at a dealership for, so look for private party sales. Whatever they tell you the value of your vehicle is, have them send you the evaluation that was done. You are entitled to it.

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Q: How can you get a fair settlement if your car is totaled and you're not at fault?
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If a new car was purchased and driven for two months and then hit by a vehicle who was at fault what should a fair settlement be if the car is not totaled?

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