Medicare has nothing to do with auto insurance. Medicare is a Federal program of medical care for the elderly. During one's working life, Medicare taxes are paid to provide the benefit upon retirement or disability.
What you may be referring to is "medical payments coverage". It is a a coverage provided by auto policies that is available to pay a portion another party's medical bills in the event of a collision in which he/she is injured.
Medicare is medical insurance that the government provides at age 65- but it does NOT cover all medical expenses. A Medicare Supplement plan is additional insurance that you buy from a private company that will cover the medical expenses that Medicare does not cover.
Medicare
Your insurance may cover dentures depending on the policy. Medicare does not cover dentures.
If you put medical insurance on the policy when the policy was purchased.
Can Medicaid sieze the benefits of a life insurance policy
The receiver of the medical service; you.
Medicare does not cover medical alerts and your insurance usually won't either. However under specific circumstance Medicaid will pay for it and some states have laws which will subsidize medical alerts.
medicare does not covere preventative. you need a HMO/PPO policy or a supplement
It depends primarily on which carrier, as well as the type of policy and benefit amount you are requesting. For instance, a $25,000 policy may not require much at all, whereas a $1 million policy will require a medical exam, and possibly the acquisition of medical records from your physician.
The coverages of medicare or medicaid are determined by a panel of experts consisting of medical personnel, actuaries, valuers of the respective Insurance Company. This panel of experts determines how many coverages can be admitted in a particular medical policy from the point of view of economy and sustainability. However, the Insurance Companies have social responsibility to provide medical coverage to common people at affordable cost.
Medicare is the Government program that provides health insurance for people are over the age of retirement or who receive disability benefits from Social Security. A majority of these people also purchase what is called a Medicare Supplement Policy that pays the difference in what Medicare pays and what is actually billed to the person.
Term insurance has no relationship with your medicare coverage. Term insurance sum assured amount is payable to the nominee of the policy holder only in case of any eventuality of the policy holder, to be precise, it is related to death benefit only. Where as medicare covers any illness/disease that occurs within the policy period of the insured person and are admissible on legitimate grounds.