That depends on the person that was injured and the circumstances of the incident. But yes accidents that happen in or around the home can be covered.
The advantage of having marine insurance is that it reduces the liability that may occur when damage happens. It protects vessel owners in the event of theft, accidents, mistakes, and also provides compensation for illness, injury or death.
You should always carry liability insurance and a surety bond for a cleaning company to protect you and your customers from any accidents that my occur from your work. Both are very cheap Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more! State Insurance Department websites: http://www.naic.org/state_web_map.htm
A contractor may insist on the notion of liability insurance in case any unforeseen incidents may occur, such as a roof caving in, so they can not be held accountable.
AKC Pet Insurance offers coverage for many illnesses and accidents that may occur. These include, but are not limited to, allergic reactions, burns, lacerations, emergency care, heart worms, etc.
FOr each accident that occurs, this results in a loss for the insurance agent. The less accidents that occur, the cheaper they become. Simple business practice
General liability insurance is a type of coverage that provides protection for businesses and individuals against financial losses and legal claims due to injuries, property damage, or accidents that occur on their premises or as a result of their operations. It typically covers medical expenses, legal fees, and damages awarded to the injured party. Learn More on my YouTube channel @TheInsuranceAgent1
Public liability insurance covers damage or injury to third parties, whether they be visitors, tradesmen of even trespassers, that occur on your property or through your actions or lack of action.
Insurance is compulsory wherever you may live. IT will always be recommended that you have collision insurance as accidents can occur anytime and anywhere.
One of the main disadvantages of road accidents is injuries that occur from them. Other disadvantages include traffic backup, and damage.
For a non-emergency transportation business, it is important to have general liability insurance, which covers bodily injury, property damage, and personal injury claims. Additionally, you may want to consider obtaining professional liability insurance, also known as errors and omissions insurance, to protect against claims arising from professional negligence or mistakes in providing transportation services. Lastly, commercial auto insurance is essential to cover any accidents or damages that occur while driving your vehicles for business purposes.
That is impossible to answer accurately because so many auto accidents go unreported to either police or insurance companies.
There are a great many different types of business insurance. Most companies will have a general liability insurance which covers the legal and other costs of everyday risks. Beyond this there might be property insurance for any buildings and equipment and liability insurance for products that are sold by the company. Some companies have professional liability insurance to cover any errors or malpractice that might occur.