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It just depends on why you have a roof leak.

If your roof was damaged by a covered peril such as fire lightning etc. Then your Homeowners insurance would cover the damage.

If your roof is old and worn out, it just needs to be replaced and would not be covered by your homeowners insurance. Roofs require the home owners maintenance and upkeep along with replacement every 20 years or so. It's just part of the cost of owning a home. Failure to engage in expected normal maintenance of your home can be interpreted as a moral hazard and can result in cancellation of your homes insurance policy.

If your roof is fairly new and you just have a leak with no visible damage, then it is most likely the result of faulty workmanship and again, not covered by your home insurance policy.

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Q: Does it cover roof the leaks and wet the ceil in home?
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Related questions

What does HSA home warranty cover?

The coverage of an HSA home warranty varies. Some of the items one can expect it to cover include central air conditioning and heating systems, plumbing, and roof leaks.

Does home insurance cover leaks from the roof?

It depends on teh cause of the damage. If you had a big storm that caused a tree to fall on your roof and puncture it and rain came in at the same time then yes it would cover the damage. If you had leaks in the roof due to lack of maintenance and leaks occured in the roof then no it would no cover this type of damage. Home insurance covers damage that is "sudden and accidental" and caused by a covered cause, it does not cover maintenance, normal wear, and damage that happened over a period of time.

Does home owners cover your roof?

It should cover your roof for accidental damage, it will not cover a new roof if it needs replacing due to age.

How often should you re-shingle your roof?

There is not a set number of years, but if your roof has multiple leaks, the shingles are asphalt and show signs of curling or buckling, your gutters are full of the granules which cover the asphalt shingles, or you want to give your home a new appearance, then it would be time to check into it.

Does home insurance cover vehicle damage from roof tiles?

NO, Homeowners insurance does not cover automobiles.

Does home owners insurance cover a caved in garage roof from snow?


do grants cover windows and roof?

do grants cover windows and roof

How to repair roof leak myself?

Try to pick up some Spray Seal in a hardware store for future leaks. Or you could simply go on the roof, locate the hole, and cover it with a tarp. But watch how you repair your roof youself for you may void the warranty or cause more damage.

Does home owner's insurance cover a leaky roof?

some will check your policy to make sure

Why are roof nails sweating in attic-- no roof leaks?

Not enough ventilation. Moisture from inside the house is condensing on the underneath side of the roof.

How many sheets of plywood needed to cover a 14x70 mobile home's roof with sheet of plywood 5x8?

25 will cover it. I'd get 28.

Sealant for Roof Apply?

form_title=Sealant for Roof Apply form_header=10933 What is the reason for the roof sealant treatment? (Select all that apply)*= [] As regular maintenance [] To extend the life of the roof [] To repair leak(s) [] To prevent leaks [] To improve the roof's appearance [] Putting home on the market [] Other Please specify how many stories there are in your home.*= () One story () Two stories () Three stories or more