Homeowners Insurance policies typically have language that excludes coverage for cash, bullion, fine jewelry, furs and other luxury items that are not specifically scheduled for coverage.
If you want it covered you have to schedule it and pay the additional premium for scheduled property.
You might want to check with your insurance agent, but cash, stocks, bonds and bullion are typically not covered under your homeowners insurance policy unless specifically scheduled.
No, It is the schools choice to obtain coverage for losses from theft on school property or not. Your homeowners insurance would not cover the losses of another party.
No, cash is not covered, same on homeowners policy, not covered.
No. This is a maintenance expense and insurance is not designed to cover this type of expenses. Homeowners insurance offers more coverages for the money than any other insurance policy but it is not made to cover maintenance or normal wear and tear on the home.
Yes, but usually not much, maybe $200.
It will likely cover up to $200. Good Luck.
Home Invasion and Homeowners InsuranceThat all depends. What did they steal? Is it covered under your homeowners Policy? If the stolen property is listed as covered under your homeowners Insurance then you should file a claim for the stolen property. If the door or window was kicked in or damaged then you can file a claim for cost of repairs.There is no coverage specific to a home invasion on your homeowners policy so there is no pay out for "home invasion" in and of itself.If you were injured firing the home invasion you will need to look to your medical insurance to cover the costs of related health care.
If you research on the internet, you'll find insurance companies that cover pets specifically. I keep parrots, but my insurance company won't cover them under my homeowners insurance...I have to buy a special policy, and then they won't cover death from illness and certain other things. They won't cover my dogs either without special riders and extra money.
They would have to be stolen from your home. Then you get the money and buy it yourself.
Perpetual insurance is most commonly used for homeowners insurance but can also be used for fire insurance. The most frequent conditions are that the insurer must make enough money to cover the losses in the event of a claim.
You will need to read your policy to determine what your homeowners covers. Homeowners policies have a deductible and also demand proof of loss. During a hurricane, I lost electrical power. After the hurricane the insurance company offered to reimburse me for any food in my freezer except I had a deductible of $500. As I had food worth about $50, I did not use my homeowners. Read your homeowners. How much money did you have in your wallet. Where was your wallet when it was stolen? Was it in your house? Was there a robbery? What is your deductible?
Homeowners will not cover anything that happens to your vehicle, it's excluded. Money or personal property not commonly used with an automobile (music cd's, gps, radar etc.) would be covered if "off premises theft" is included on your Homeowners policy subject to policy limitations and deductible.