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Does homeowners insurance cover cars

Updated: 9/16/2023
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Wiki User

12y ago

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No, Homeowners Insurance covers houses. A home insurance policy will not cover damage to your vehicle. that's what auto insurance is for.

Auto insurance covers cars.

Another Answer:What do you mean "cover"? If you mean if they are covered for physical damage to the vehicle itself, my answer would be "No"! : )

If by vehicle you mean a snowmobile, or an ATV, then all kinds of things could happen. The company I work for only provides liability and physical damage coverage to motorized vehicles if they are solely used for the upkeep and maintenance of the property named on the policy. If you loan your garden tractor to your son to use at his property, then there's no coverage. Ever. Other companies in my same state will add these motorized "toys" to the homeowner's policy for an extra premium. Best to call your agent!

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12y ago
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