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Does homeowners insurance cover a car stolen off your property?
Wiki User
∙ 14y ago
No, Never.
An auto theft would have to be covered by the vehicle owners comprehensive auto insurance policy.
A homeowners Insurance policy is not liable for the theft of a vehicle. that's what Auto Insurance is for.
If an Auto Owner chooses not to purchase a Comprehensive auto Insurance Policy then they assume the risk of a total loss in the event of a theft.
The vehicle owner can not seek to shift liability to another person simply because it was on their property when the vehicle was stolen. If this were the case then every time a car is stolen from the parking lot of a store or shopping mall people would expect that business or property owner to pay for their loss.
Wiki User
∙ 14y ago
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Does homeowners insurance cover a vehicle stolen off your property?
No, That's what Auto Insurance is for.
Does homeowners insurance in Washington state cover anything stolen on your property even even if it does not belong to you?
No. Your homeowners insurance coverage is specific to the named insured(s). It does not cover the property of another.
Does homeowners insurance cover stolen motorcycles?
Homeowner's insurance WILL NOT cover stolen motorcycles. Motorcycles is an automobile. Sorry!
Does your homeowners insurance cover a stolen utility trailer?
Juat had one stolen and was told no by homeowners policy :(
Car stolen from business can you file on homeowners insurance?
No. Homeowners Insurance does not cover auto theft from a business.
Does homeowners insurance cover loss of personal property?
If you scheduled your personal property on your Homeowners Insurance Policy then it will cover. If you failed to schedule your personal property then it will not be covered.
Does homeowners insurance cover guest items stolen from your home?
No, Your home insurance policy is specific to the named insured(s) property and contents if covered.
Does homeowners' liability insurance cover personal injury on another property?
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Will homeowners insurance cover the damages to a uninsured vehicle on the property?
No, homeowners insurance excludes vehicles.
Does homeowners insurance cover stolen dirt bikes?
You would have to have insurance on the dirt bike.
If someone totals your new uninsured snowmobile will his homeowners insurance cover it?
No. The exception would be, if for instance the snowmobile was stolen off the person's property.
Is your laptop covered under homeowners insurance if stolen?
no, you have to get laptop cover
