No, comprehensive insurance only covers damage to your car. Homeowners or renters insurance usually pays for personal effects lost as a result of a vehicle accident.
There are a few insurance plans that are required by law for car rental places. These include: collision damage waiver, liability insurance, personal accident insurance, personal effects coverage.
Travel Insurance - there are four kinds of travel insurance: Travel Cancellation Insurance, Baggage or Personal Effects Coverage, Emergency Medical Care, and Accidental Death
The next of kin is usually a spouse or blood relative, although this can vary from country to country. They can apply for benefits life insurance and return of personal effects in phase 3.
These are the main types of insurances offered by the Car rental companies:1) CDW (Collision Damage Waiver), LDW (Loss Damage Waiver), PDW (Physical Damage Waiver). It's technically not a collision insurance. It pays if money is car is damaged or stolen. This does not cover damages made to someone else's car during your rental (third party damages).2) Personal liability coverages such as LIS (Liability Insurance Supplement).Just like your liability coverage on your personal policy, this protects you against the expenses associated with property or bodily injury damages you cause to others. The rental agency will automatically give you liability coverage that's equal to the state's minimum requirements.3) PAI (Personal Accident Insurance or Coverage). PAI pays one time payment in case of death of a passenger in case of accident.4) PEC (Personal Effects Coverage) or Personal Property Insurance. PEC insurance pays you when something is stolen from your car. It is an optional choice to take PEC insurance.
"There are more then one type of Insurance at Budget. One, is the Supplemental Liability Insurance. The other is the Personal Accident and Effects Insurance. The average coverage is between 1,000,000-2,000,000."
The question is unclear and badly worded - but you MAY be asking about RENTERS INSURANCE. It resembles homeowners insurance EXCEPT that it only covers your personal effects and the contents of your rental unit and NOT the structure itself.
Life insurance and all risk insurance. Life insurance is to be a contract by which the insurer, for a certain sum of money or premium proportioned to the age, health...and other circumstances of the person whose life in is insured,... While All risk insurance cover, wristwatches, jewelleries, work of arts, picture, personal baggage, personal effects, commercial musical instrument etc.
Rental Car Insurance for a Summer VacationIf you are planing on renting a car, be prepared to be asked about the extra insurance you can get from the rental company. If you already have car insurance, and your limits include comprehensive and collision, then you will be covered on your rental car, as well. That means, if you wreck the rented car, your current insurance will cover the damages. But consider this- your insurance premiums are bound to go up if you file a claim, leaving you paying for the accident for years. It may be easier to simply go ahead and get the extra insurance from the rental company and pay that flat fee, instead of chancing an accident and paying off your insurance company for years.Another thing that is important to consider is that if the rental car is not drivable for a time due to an accident that you have caused, the company may charge you an "out of service" fee. This covers the days that the car cannot be used by the company because it is in the shop being repaired. You may also choose personal effects coverage if you are traveling with personal electronics that costs a lot, or just have a lot of valuable baggage, in the event that your items are lost or stolen. This will help defray the costs of purchasing the items again if you have to file a claim.Consider rental car insurance if you are going on vacation. The small cost is worth the added security you will receive in exchange.
In an elastic collision, no kinetic energy is lost, and the relative speed of separation of the objects after the collision is the same as the relative speed before the collision. In an inelastic collision, part of the elastic energy is lost, and the relative speed after the collision is less.
Anything that is not real property or negotiable securities. A house, boat or car is titled property and not personal effects. Pretty much everything else is chattel or personal effects.
Bayugan National Comprehensive High School I-Newton Newtonirrificx