Want this question answered?
Do you have car insurance? Yours will cover it. Your friend if he is a true friend, will cover the deductible.
yes because if you have insurance on your car as long as you name is on the title and you were in the car with your friend most likely the insurance will cover it
if it was YOUR offence, YOUR license you showed, it will be YOUR problem with insurance, not your friend's.
I believe the Parents insurance go up!
The driver's insurance would then be considered "secondary," meaning if the owner of the auto didn't have insurance, then if the person driving the car had insurance, they would be liable.
Yours
yes. it goes on your record and insurance companys look at you record from time to time
I believe most insurances will cover the damages if the car is insured and you have a license, but if you do not have a license the insurance will not cover anything you are both liable. Your friend is liable for loning you the car without a license and you are liable for driving it.
Car insurance follows the car. If you are using the friend's car temporarily, with permission, as a substitute for your own insured car, your insurance should cover you if the friend's insurance does not. What if my friend (who has the car) does not have insurance and I want to pay for my faults and fix it - will he be arrested?
No. Driving records follow the driver, not the car. Unless your friend is listed as a driver on your insurance then your insurance company is never going to find out about this/isn't even concerned with this.
As long as she has the correct insurance that allows the car to lent to a friend then it should cover you.
If the ticket was issued to his name then NO, it will not effect your insurance rate.