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No, you have to pay your deductible.
Simply put, it is the at-fault party's responsibility to pay for the damage caused in an accident. If you live in a no-fault state, then you and your insurance company will pay for your own injuries, but the at-fault party is responsible for property damage.
everything it was your fault
I don't know, but if the accident was your fault, why should he have to pay it? Might be better to pay it so you can keep your job (if the accident was your fault). Probably not, if you were on company business at the time. If you take a company truck home after work and you were at fault, that's a different situation. In either case, if you were at fault, he can write you up or possibly fire you. It might be easier just to pay the deductable.
you are, no matter hows at fult.If you have ins. they will make the other party pay sometimes. but after all its your car. - I have to disagree with the above statement. Even though it is "after all your car", it's not your fault you were in the wreck. It's not like you chose for it to happen. You did nothing wrong. They are at fault, therefore their insurance should pay for it.
yes
YES, ALWAYS!!!!!!!!!!
If the accident was not your fault (someone rear-ended you, for example), then you would claim on their insurance, and they would pay out.
You have to pay whatever your deductible amount is.
You will pay the fees or you will face legal actions and more fees in the attempt to collect the debt. Your best course of action is to pay the storage fees for your personal property--the speakers--and avoid accruing greater debt.
Yes. It is the responsibility of the at-fault party to pay for the damage caused in an accident, regardless of the license or insurance status of the not at-fault party.
If they have insurance then you should not have to pay a deductible at all.