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It all depends on what your insurance certificate Say's for eg: you may also drive other car not belonging to you or hired to you or under a hire purchase agreement with the consent of the owner. Meaning as long as you have the permission of the owner you can drive the car under basic third party insurance however if you leave the vehicle IE; go shop or leave the driver seat that vehicle then is not insured.

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Q: Do both parties have to be insured to drive each others cars?
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