C. medical
Car insurance that pays for your injuries when you're in an accident in your car is
The insurers of the driver who was deemed to be at fault for the accident.
All of them!
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
Parent's policy pays
The Insurer of the at fault driver pays for the accident.
Usually, one of the insurance companies pays for the rental car.
I think you are referring to PIP coverage? There may be some states that surcharge if you do not have medical insurance as PIP pays for injuries, or death in an auto accident. Most states and insurance companies offer a discount if you do have medical insurance as your medical insurance can also pay for your injuries. Many PIP policies only pay a % of injuries up to a maximum of $10,000.
Ok, Personal Injury Protection, (PIP), is the name of the coverage which pays for your injuries after a car accident, it is something we sign up for when we start our car insurance policies. In order to figure out if you have Personal Injury Protection, start with a call to your insurance company. They can tell you in this first call if you have medical coverage for your injuries.
Uninsured motorist coverage
This question is not very clear. But a passenger cannot be held liable for injuries under most circumstances. Unless said passenger is also the owner or insurance policy holder of the car found at fault in an accident. Where you live, and where the accident occurred is irrelevant.
Injury to you and your passengers is covered under Medical Payments.