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Generally the owner of the vehicle or property must be the insured on any policy but in the case of married couples and usually underage children most insurance companies allow all vehicles or property to be listed under a family policy thereby having all on one policy so you can take advantage of multicar discount and the like. You are also required to list all family members on the insurance policy as drivers in the case of auto insurance.
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Should your spouse and you both carry health insurance?
You should both be insured. If you each carry insurance on the other (say at work), then you will be paying the premiums of course, but one will always be primary.
Can a spouse who has never driven carry auto insurance?
Yes, I suppose if they own the vehicle, otherwise why would they?
Can an insurance company force you to carry your spouse on your plan?
An insurance company, at it's sole discretion, may force health/dental coverage on your spouse if the policy was purchased directly from the company due to the company's underwriting guidelines for standard procedures and are approved by the Insurance Commissioner.
How do you add spouse to health insurance?
how do you add spouse to your blue cross blue shield health insurance
If you have insurance with your employer and your spouse has insurance on you also which insurance is the primary?
If both you and your spouse have full medical coverage then the insurance compnay will revert back to your and your spouse's date of birth. Whoever's birthdate is first in a calendar year, then that is the primary insurance. For example, if your birthday is November 1, but your spouse's birthday is February 12, then your spouses insurance is primary for both of you.
How do you add a spouse to your life insurance?
Your spouse can get a separate policy (usually cheaper) or you can contact your insurance company to get the right paperwork for adding your spouse. Adding your spouse as a beneficiary, your agent can help.
Can you be removed from heath insurance by spouse without your permission?
Yes, especially if your spouse pays towards the insurance benefits out of his/her check.
Can an employer force spouses off of the health insurance plan if they have a health insurance plan available to them through their job?
To my knowledge- No they cannot. It almost comes down to discrimination. If they offer insurance to one spouse then your employer shouldn't be able to turn to another person and say "sorry.. your spouse has health insurance options at her job.. denied!" You will be the one paying the premium to carry your spouse! I have honestly never heard of this happening. You should contact your corporate HR though. Hope this is helpful:) Evan
Can one buy life insurance for their spouse?
Yes one can buy life insurance for his or her spouse because he or she has insurable interest in the spouse. One would not like to see his or her spouse die so there is no moral hazard involved.
Is surviving spouse the legal beneficiary of a life insurance policy if a different beneficiary is named?
No, the spouse is not. The beneficiary is named. There are laws that require the spouse to sign an acknowledgement that there is life insurance that she is not the beneficiary of.
Can you exclude your spouse from your auto insurance in Ohio if their license is suspended?
You can definitely exclude your spouse from your auto insurance. They shouldn't be driving if their license is suspended so they don't need insurance.
Can you carry auto insurance with no car?
You have to have a vehicle to carry auto insurance.
