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Can you make a claim on your Personal Injury Protection if you had an accident in an auto that has no PIP if your other auto on the same policy does?
Wiki User
∙ 16y ago
Yes, I think you can, (subject to state laws and policy exclusions), turn the claim in for the answer.
Wiki User
∙ 16y ago
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What does personal injury protection mean?
Personal Injury protection, Also referred to as PIP, is first party medical coverage on your Auto Insurance Policy for injury sustained in an auto accident.
What is Medical payments or personal injury protection?
It depends on your policy and your deductible.
Is personal accident insurance the same as income protection insurance?
It may depend on the policy but usually there is some overlap. The example in the related links is an income protection policy but it also covers personal accidents.
What kind of injuries would justify personal injury claims?
An injury on the job stemming from an improper company policy or a injury sustained from an automobile accident that you were not at fault. Some personal injury claims have been made on people for the actions of their pets,when the pets have caused personal injury to other people.
What does basic injury insurance cover?
Basic injury insurance cover will vary according to the policy purchased. However, most policies will include personal injury protection which will cover one for any injuries caused in a crash, and an amount for repairing the damage to the car in the accident. Some options may include provision for other's injuries and collision damage protection.
Set PIP Levels Low For Discount Auto Insurance Policies?
Personal injury protection or PIP can be a very important type of car insurance, but it isn't right for every driver. As PIP provides for the medical costs of drivers and their passengers in an accident, there are several types of individuals who won't get much use out of this policy. If you have a good medical insurance plan and you rarely carry passengers for any reason, it may be unwise to buy a large amount of personal injury protection. Raise your personal injury protection deductibles or scale back your coverage limits to pay less for your auto insurance policy.
What is mean by personal accident insurance?
Personal Accident Insurance Policy provides compensation in case of insured sustaining injuries, solely and directly from an accident caused by violent, visible and external means, resulting into death or disablement be it temporary or permanent.An accident may include events like rail/road/air accident, injury due to cylinder burst, injury due to collision, burn injury, drowning, etc.
What is the concept of auto nofault and personal injury protection?
Auto nofault:Many people have heard the term "no-fault insurance." However, do you understand what that actually means? In short, a no-fault insurance system is an auto insurance policy required by state law in which each driver purchases auto insurance that protects him or her and limits his or her ability to sue other drivers for damages while also protecting him or her from being sued for damages by the other drivers in most cases.Therefore, if you are involved in an auto accident, your insurance company will pay your damages, up to your policy limits, regardless who was at fault. These limits must meet your state's minimum coverage if your state is a "no-fault" state. The other drivers involved in the accident would be covered by their insurance policies. The theory behind this system is to ensure every motorist would receive immediate coverage for damages, thereby reducing the law suits resulting from an accident. This would, in turn, help keep insurance premiums down.Personal Injury Protection:Personal Injury Protection is a form of car insurance that is designed to compensate for an injured person's bills, specifically things like medical bills and fees incurred as a result of a car accident. Personal Injury Protection (also called PIP) sometimes will also cover things like a person's lost wages due to their inability to work as a result of a car accident, and any other damages associated with an automobile accident. A lot of Personal Injury Protection policies even compensate for funeral costs as well as pain and suffering. The great thing about PIP is that it is "no-fault" insurance coverage. This means it covers not only the person who is insured but also other people in the insured party's vehicle at the time of the accident, as well as any people hit by the insured person's vehicle. It is designed to pay out to an injured person regardless of who caused the accident or which driver owns policy with that coverage. Another good thing about Personal Injury Protection being no-fault is that the person owning the Personal Injury Protection will not have their insurance premiums increased should they need to file a Personal Injury Protection claim. Personal Injury Protection is only available in some states. But a lot of the states that do not offer PIP do offer Auto Medical Payments coverage (also called AMP). Some states have both PIP and AMP.
What is the concept of nofault and personal injury protection is?
Auto nofault:Many people have heard the term "no-fault insurance." However, do you understand what that actually means? In short, a no-fault insurance system is an auto insurance policy required by state law in which each driver purchases auto insurance that protects him or her and limits his or her ability to sue other drivers for damages while also protecting him or her from being sued for damages by the other drivers in most cases.Therefore, if you are involved in an auto accident, your insurance company will pay your damages, up to your policy limits, regardless who was At Fault. These limits must meet your state's minimum coverage if your state is a "no-fault" state. The other drivers involved in the accident would be covered by their insurance policies. The theory behind this system is to ensure every motorist would receive immediate coverage for damages, thereby reducing the law suits resulting from an accident. This would, in turn, help keep insurance premiums down.Personal Injury Protection:Personal Injury Protection is a form of car insurance that is designed to compensate for an injured person's bills, specifically things like medical bills and fees incurred as a result of a car accident. Personal Injury Protection (also called PIP) sometimes will also cover things like a person's lost wages due to their inability to work as a result of a car accident, and any other damages associated with an automobile accident. A lot of Personal Injury Protection policies even compensate for funeral costs as well as pain and suffering. The great thing about PIP is that it is "no-fault" insurance coverage. This means it covers not only the person who is insured but also other people in the insured party's vehicle at the time of the accident, as well as any people hit by the insured person's vehicle. It is designed to pay out to an injured person regardless of who caused the accident or which driver owns policy with that coverage. Another good thing about Personal Injury Protection being no-fault is that the person owning the Personal Injury Protection will not have their insurance premiums increased should they need to file a Personal Injury Protection claim. Personal Injury Protection is only available in some states. But a lot of the states that do not offer PIP do offer Auto Medical Payments coverage (also called AMP). Some states have both PIP and AMP.
Ohio State Personal Injury Protection?
Across the borders there are varied differences, so does the insurance laws in most of the states in the United State of America. Not all auto insurance policies are compulsory in Ohio State. Personal Injury Protection (PIP): cover is one of the policies that is not mandatory, the consumer have a choice either to purchase or not. However, it is beneficial for the auto owner to acquire this insurance. Personal Injury Protection (PIP): This auto insurance policy provides a cover to the car driver only and to some extent car passengers. It takes care of treatment expenses arising from injuries due to an accident, but PIP at times covers for lost wages, medical services, and to some extent funeral expenses. PIP is available in both at fault-states and also no-fault states, consequently, in case of exceeding liability limit the driver will still face law suits. Ohio being at fault state regards Personal Injury Protection as an optional insurance policy. PIP is under-insured or not insured at all in Ohio State. This has created room for law suits in pursuit for compensation. PIP insurance is meant to cover the medical or surgical expenses of the policy holder when involved in an automobile accident. However, most auto insurance firms sales this policy to consumers who are willing to buy. Despite of the state policy on Personal Injury Protection it is a significant cover. This insurance policy cover significance can only be realized in case of an accident. In the event of injuries sustained due to a car accident, the insurance policy holder will be protected from enormous liability. The auto insurance companies' cover that offer PIP product does not guarantee 100% protection, but most of them cover up to 80%, the remaining percentage that is 20% can be accessed at a fee. For frequent user of automobile, this auto insurance should not be optional. It is essential to compare the insurance quotes of various personal injury protection insurance companies in Ohio.
Is personal injury insurance sometimes added to malpractice insurance?
Personal Injury in a malpractice policy protects the policy holder if a client claims the professional (Dr. lawyer, accountant etc.) actions caused personal injury.
Virginia State Personal Injury Protection?
Across the borders there are varied differences, so does the insurance laws in most of the states in the United State of America. Not all auto insurance policies are compulsory in Virginia State. Personal Injury Protection (PIP): cover is one of the policies that is not mandatory, the consumer have a choice either to purchase or not. However, it is beneficial for the auto owner to acquire this insurance.Personal Injury Protection (PIP)This auto insurance policy provides a cover to the car driver only and to some extent car passengers. It take care of treatment expenses arising from injuries due to an accident, but PIP at a times covers for lost wages, medical services, and to some extent funeral expenses. PIP is available in both at fault-states and also no-fault states, Consequently, in case of exceeding liability limit the driver will still face law suits. Virginia being at fault state regard Personal Injury Protection as an optional insurance policy. PIP is under-insured or not insured at all in Virginia state. This has created room for law suits in pursuit for compensation.PIP insurance is meant to cover the medical or surgical expenses of the policy holder when involved in an automobile accident. However, most auto insurance firms sales this policy to consumers who are willing to buy. Despite of the state policy on Personal Injury Protection it is a significant cover. This insurance policy cover significance can only be realized in case of an accident. In the event of injuries sustained due to a car accident, the insurance policy holder will be protected from enormous liability.The auto insurance companies cover who offer PIP product does not guarantee 100% protection, but most of them cover up to 80%, the remaining percentage that is 20% can be accessed at a fee. For frequent user of automobile, this auto insurance should not be optional. The policy holder should critically analyze benefits, financial implications and other relevant considerations before either purchasing or declining to buy the policy.
