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Can you file a claim with your insurance company if your car is stolen and there is a lien on it?
Wiki User
∙ 13y ago
If you maintained "comprehensive coverage" on the car, absolutely. This differs from collision coverage in that collision coverage is triggered by a physical impact to the vehicle and resulting damage. Comprehensive covers a broader range of occurrences.
The lien holder is likely to have required you to maintain comprehensive and collision coverage in order to protect its security interest in the vehicle. That is, the insurance provides some assurance that the lien will be satisfied from the insurance proceeds. In that respect, the lien holder likely required that it be named as a "loss payee" on the policy, so any settlement will be paid jointly to you and to it.
Wiki User
∙ 13y ago
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What if the delay in filing an insurance claim is the fault of the insurance company?
That's not very likely. The insurance company does not file your claim, they accept your claim notice from you. You have to file your claim with the company, not the other way around.
If the other persons car is damaged do you have to file a claim?
No, they will file a claim with their insurance company and their company will talk to your company. Assuming you swapped insurance details.
How long do you have to file car insurance claim in Kentucky?
You have 10 days to file a claim with your insurance company.
Can you file an insurance claim with no damage?
Without anything damaged, lost or stolen there is nothing to claim.
Who decides if you can file an insurance claim?
You do. You can always file a claim. The insurance company may not honor the claim and may reject it, but they can't stop you from filing one.
What to do if something is stolen that you still owe on?
Notify your insurance company and file a claim. Failing this, you will pay the balance owed on the loan. The property that secured the loan, that which was stolen, only acts as security for the lender.
If your garmin gps system is stolen can you file an insurance claim?
Of course but if your deductible is higher than the value of the claim then there is no reason to.
How long do you have to file a claim on your house insurance in va?
You will have to check your home owner's policy. It is a contract that you have with the insurance company and will specify how long you have to file a claim.
How do you file an insurance claim if you have an equity loan?
Your equity loan has no bearing on your ability to file a claim. You just call the insurance company and report the loss.
My car was stolen and destroyed how do I get damages paid by the thief?
You need to file a Civil claim against him for damages to your property. Consult a lawyer Your insurance company should be doing that for you.
Can reposession company file a claim with your car insurance company to fix preexisting damage?
If your lien holder repo's your vehicle, they can file a claim against your insurance for damage to the vehicle. The repo company itself would have no claim, because it's not their vehicle.
Do you have to call your insurance company after an accident where your car has no damage?
no you dont. if you do not with to file a claim you do not have to report it no you dont. if you do not with to file a claim you do not have to report it
