Of course not. The date and time that you took out the insurance policy is the earliest time that coverage starts. You cannot make a claim that occured before the coverage started. If you lie on the application or on the claim report whether verbal or written you have committed insurance fraud and are subject to prison and large fines.
They should not drop you before a claim is settled. If they have contact your state department of insurance and file a complaint.
One can file a claim with Affirmative Insurance by going on the official Affirmative Insurance website. Then one can press the button 'Submit A Claim' to file a claim.
Yes, you do not need a police report to file a insurance claim.
You have 10 days to file a claim with your insurance company.
Yes. Your doctor is not required to file to your secondary insurance.
You may get a ticket for no insurance. But you can still file a claim under the at fault drivers auto insurance.
That's not very likely. The insurance company does not file your claim, they accept your claim notice from you. You have to file your claim with the company, not the other way around.
You do. You can always file a claim. The insurance company may not honor the claim and may reject it, but they can't stop you from filing one.
You need to file an insurance claim on any accident in which a claim is going to be made on both parties.
It is very easy for one to file an auto accident insurance claim with Progressive Insurance. One can file an auto accident insurance claim with Progressive Insurance by calling a Progressive agent by phone or filling out a form on the official Progressive webpage.
Insurance polices and carriers differ. A person would need to contact their insurance company to see how long they have to file a claim. In Oregon, a person has up to 10 years to file a personal injury lawsuit in court for a car accident.
You can file a claim against your insurance company for an action caused by another person with no insurance if you are covered for such an occurance. An example would be if you had uninsured motorist coverage and were hit by someone without auto insurance. However if you want to file a 'claim' against the person directly who has no insurance there is no one to file the claim against. The only alternative here is to sue the person in court.