Can you drive in AZ without insurance?

Answer 1

No. Arizona requires at least liability insurance of a minimum of 15/30/10. This is far too low limits for anyone to take the risk of driving. You will find that it costs very little to carry higher limits than this. These limits mean if you hit someone your insurance coverage is limited to $15,000 per person for bodily injury, $30,000 maximum per accident, and only $10,000 of property damage. You can do $10,000 damage in a minor accident. What if someone is hurt in the vehicle you hit? You will have to pay out of your pocket for anything above these minimum limits. And these limits will not pay anything for you, your passengers, or your damaged vehicle. If total a Ford that belongs to someone else, you could ow almost $40,000 out of your pocket, not counting injuries, work loss, hospital bills, ambulance bills, etc.