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No, No insurance company in America would cancel your policy simply because you have experienced a disaster or have a catastrophe pending.

However, If you have missed your premium payment, your renewal or have a non-renewal notice pending, the mentioned pending catastrophe would have no effect on your expire date or cancel date. So if your policy has been cancelled or non-renewed, a pending catastrophe will not nullify the policy cancellation or expiration.

In simpler terms. The company will not postpone or move your cancel or expire date due to a impending catastrophe. but they also can not cancel your policy just because a catastrophe is on the way.

AnswerI am only licensed in Virginia, so my answers are directly for Virginia only. But, this may help. Your policy cannot be cancelled due to claims. However, your policy can be "non-renewed" for claims. Even in a catastrophe. In either case, the claim would be paid assuming there are no other problems like lying on an application/fraud. Lastly, each admitted company in Virginia is required to state their requirements for the insureds and their premium calculators(underwriting/actuary) to the state. So, your premiums and reasons for cancellation/non-renewal are set ahead of time. This is a contract which cannot be changed mid-term without cause. So, your insurance cannot be changed, altered, or cancelled without a reason.
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Q: Can an insurance company cancel your insurance in a catastrophe?
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If you ask your insurance company to cancel your policy, they will.

How does the policy get canceled?

Lack of payment or too many collisions the insurance company has to pay for. If you want to cancel your auto insurance policy to go with another company, call your insurance company and tell them you want to cancel your insurance but be ready for them to try to persuade you to stay.

Can you cancel motorcycle insurance if you sell motorcycle?

Sure, you can. The insurance company should pay you a pro-rated refund after you cancel the policy.

Can a mortgage bank or company cancel your homeowners insurance with a private company?

What do you mean "private company" If you have HO insurance the bank can not canel it. Only you can.

Can the insurance company charge you to cancel your insurance?

Yes! They can charge you a cancellation fee that is either a flat rate or is a percentage of your total annual premium calculated based on when you cancel. Lots of insurance companies do this although some only charge you to cancel within the first year

Will in insurance company cancel policy if you sue them?

No, the Insurance Company has no right to cancel policy even if you sue them, unless you have failed in timely renewal or did any contractual violation like concealment of facts, that can jeopardize the basic objective of an insurance policy.

Can insurance cancel your insurance after they have taken payment?

An insurance company can cancel your coverage for any number of reasons, all of which would need to be laid out in the policy (contract) that you signed with them upfront. The most common reason that a company would cancel your insurance would be for nonpayment. Other than that, you are probably safe unless you lied about something on the application.

Can insurance company cancel policy after taking payment?

Base on state regulations, there are many reasons a company can cancel an insurance policy. If you paid for a year and they cancel you after 1 month, you will only be charged for 1 month of coverage and the other portion should be refunded to you.

Can you stop a term life insurance policy?

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Can your insurance company cancel auto coverage after you had an accident?

If you have an accident in the first 60 days of your policy,, Yes They can cancel your policy

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