No. If you get a detailed estimate and only have them do the work listed, then they cant overcharge you without your permission to use other brands, or do additional work.
You should actually check with multiple dentists in your area because it is not uncommon for dentists to do this.
If you have uninsured motorist coverage on your own insurance policy, your insurance will assist you. Often, your insurance will pay your damages and then it will file a civil suit against the other driver to get reimbursed. Also, you can sue the driver individually for the damage. However, many people who are uninsured are in that position because they can't afford insurance, and therefore you may get a judgment that the defendant cannot or will not ever pay.
If you deduct the cost of he repairs/loss...then the insurance settlment is taxable income (essentially replacing the amount of the deduction/loss you took and really didn't have because you were reimbursed for it). Or if you don't expense the repairs, the recovery isn't taxable.
Possibly. The insurance company has reimbursed your landlord for his loss, and may indeed be within their rights to attempt to recover that from you as the one responsible. You're not their customer, your lanlord is, and anything they can recover from you will reduce the premiums they charge their customers.Unless the insurance company in question is the renter's, because he had rental insurance. In that case, the renter would be the insurance company's customer. As to whether the insurance company would cover a grease fire, the renter would have to consult his/her policy.
The somewhat cynical answer is "because he wants to estimate how long your insurance companies are going to argue about which of them should pay before he actually gets paid."
It is safer and you can avoid large vet bills. Trying to get it when the cat is older is more expensive. Pet insurance for cats are a must! Especially if they are younger because companies do not cover claims if it is a pre-existing conditon. So getting it when they are kittens is definitely an advantage but you can still definitely get it when they are older, it just might be harder to get reimbursed.
No. If you don't use the money to repair your car and get into another accident or damage occurs some other way, you may not get reimbursed the 2nd time because a mechanic would be unable to tell which damage was old and new.
Auto insurance companies are incentivized to delay the payment of claims because it gives them longer to dispute the claim, and could induce the claimant to accept a lower amount due to financial necessity. The question about how to get reimbursed faster probably depends more upon the facts of the individual accident than it does upon which insurance company you are dealing with. The more clear-cut the case is, the less they can dispute it, the faster you get paid.
It is human because it involves human beings. It is significantly human because no human is insignificant.
If you lost them after taking delivery then you are out of luck, because you had possesion. But if they were lost by the provider and you have a contract, then you should be reimbursed.
It depends on a few factors, such as the value of your home and the % of deductible you choose. These deductibles are much higher than your home insurance policy. This is simply because earthquakes do not happen as often as Fires do and therefore its harder to estimate replacement costs.
This is perfectly okay. Things to check on is make sure your deductable hasn't risen significantly, as well as your coverage terms. You know, fine print things.