yes, as far as i know all insurance contracts contain a version of the following:, ''you must PROMPTLY report all accidents'............is a good idea for your own protection as well.... i have (unfortunately) seen many, 'non-injury, no damage' claims come back in a few months (when much evidence is lost), with lots of damage and injury..
When people have accidents in their automobile and someone is injured it is required to report it to the police and to their insurance company. This is because the injured person may need a doctors care and the person responsible for the accident is the one that will be required to pay through their insurance company.
I think this depends on the insurance company. When I was in an accident (I was at fault), the insurance company required my collision deductable up front before they started repairs on my car.
Citizens Home insurance Company was a family members company as well. We have an assumption certificate that states the Independent Life and Accident Insurance company in Jacksonville, FL effective September 8, 1981. I have googled the Independent life and Accident Insurance and this is what I have found: In 1997 Independent Life and Accident Insurance company merged to American General Life and Accident as well as Home Beneficial Insurance Company and Gulf Life Insurance Company. American General Life and Accident Insurance Company was acquired by AIG in 2001 You can visit their website at www.aig.com Hope this helps.
who took over independent life and accident insurance company
If you are sued for injuries you caused in a car accident, you are not required to have an attorney represent you; you can be a fool and represent yourself and take the chance on losing everything you own if you lose the case. But, if you have car insurance, the insurance company will provide a lawyer for you. They are required to do that under the policy. Plus, the company is not going to trust you or a lawyer of your choosing to defend your case if the insurance company has to pay for the damages.
It could be an insurance policy taken out with an insurance company in case of an accident.
They have been bought out by American General Life & Accident
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
Depends on what insurance company it is.
They or their insurance company needs to pay for damage and medical bills in the accident. If they don't have insurance, they can still be sued for the accident by the victims insurance company.
It is advisable to call your insurance company immediately in any accident. If you do not, they may think that you are trying to defraud them by hiding the accident.