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It depends. If you do not have collision coverage or do not claim any damages they may only inspect the 'injured' party.....however most top of the line companies will inspect both, even without coverage, to ascertain depth/severity of impact etc.

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Q: After you report an accident to the insurance company does an adjustor inspect your car of just the other person's?
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How often can an insurance company inspect your home?

There is no legal limit. Most insurance companies will inspect the property at policy issuance and at policy renewal. But they can inspect it at any time they perceive a potential for a change in risk factors.

Do insurance always come out to look at a claim?

Generally Yes, Your insurance company has the right to inspect a loss before they issue a payment.

Why does a homeowners insurance adjuster send an engineer to inspect?

There are many reasons why an insurance company may send an engineer to inspect the damage to your home. The main reason is to determine the cause of the damage to your home. For example, the company may send an engineer to inspect damage to your home if your roof is damaged in order to figure out if it was caused by a covered cause of loss (hurricane) or if the damage is from normal wear and tear. If after the inspection the insurance company denies your claim I suggest that you speak with an attorney in your local area who specializes in first party insurance law.

Can a property damage insurance company re-inspect your premises after their adjuster has done a complete inspection with damage estimates?


How can you qualify for student insurance?

Contact a student insurance company. There are numerous websites found throughout the world wide web. Thoroughly inspect every website and avoid any scams.

Will homeowners insurance cover if a stray cat shorts out your furnace?

Maybe. But don't tell the insurance company that a stray cat is the cause because maybe it is not the cause. Tell the insurance company that your furnace stopped working suddenly and you don't know why. Then let the insurance company investigate. Maybe you have a bigger electrical problem. Maybe you should contact an electrician to inspect your wiring.

Does comprehensive fix your car if brakes fail?

No, you bought the car most likely with a warranty that may cover this. Your insurance company will not cover failing breaks. They do not inspect the breaks when you but it why would they cover it if they fail. Call your insurance company, they will tell you. You also get a book with your insurance policy that says exactly what they cover.

Do home insurance companies have to pay on work completed?

Only if the completed work was due to covered loss under the policy. Bear in mind that the insurance company does have a right to inspect the damages that are needing repair.

Where can you find an insurance company that will sell homeowners insurance to people with large dogs?

Allstate is a company that will insure a home with large dogs. The one stipulation is that they inspect most potential homes, so if the dogs are not in a secure area, the policy could be cancelled for that hazard.

Why does my homeowners insurance require they come to photograph and inspect my already insured home?

Sometimes a company will make sure that a home is not in disrepair before renewing a policy.

How long for car an insurance claim to be paid?

This really depends on the company involved. I have been in an accident where the adjuster came to my house a few days after the accident and cut me a check right there he printed off of a mobile printer. The main factor in time is who has to inspect the vehicle and make any determinations of fault or coverage. Once all the details are sorted out, getting a check is usually a 1 week process.

How can you prove another driver is at fault in a parking lot accident if the police will not come to file a report and they lie about the accident?

This (unfortunately) happens daily. Your insurance company will investiage the loss, take statements, and inspect the damage to both vehicles, many times the vehicle damages will tell the story. Did the parking lot have cameras? I have found these very useful many times. If it comes down to a draw, your insurance company will/should give the benefit of the doubt to their insured, thus denying the other party's claim. If you want to provide me with details surround the facts of loss perhaps I can be of more assistance.