This varies, by the kind of car you drive, the newer, or the faster is a very high rate, it also depends on the zip code as to where the vehicle is garaged. depending on the crime, population. The rate on you also takes into consideration your age, if you have been licensed for so many years to obtain the good driver discount, if you are a good student can also give a discount. If you have more than one vehicle offers another discount also. The best thing to do, especially if you are between the ages of 16 - 25, unmarried, low years of maintaing a license, is to get a cheap liability only car, and list yourself on it, you will be covered to drive any vehicle in the household if you are listed on the policy.
yes, simple as that.
It is very difficult and expensive for a teenager to get car insurance. The easiest way to get it is to be put on your parents' insurance and pay them the added insurance cost out of your wages.
If you normally drive a car belonging to your parents then you should be added to their insurance policy. Many policies now contain language that may allow the insurance company to deny coverage if a driver is not listed in order to obtain lower rates. I usually recommend that they title the car in your name once you reach eighteen and that you have your own insurance. This prevents the attorneys from suing them if there is an accident. If you are added to their policy it is unlikely that they will tell your parents about the ticket. The rate will just be slightly higher.
Have your parents contact your insurance agent as soon as you receive your learners permit. Most companies require that you be added to policy as a driver. Most companies don't charge an extra premium for drivers with learners permits but do want them listed.
No. Added: Once they receive it they are then a fully licensed driver and legally responsible for their own actions behind the wheel. Insurance companies require that they be added to their parents policy (or get their own).
Insurance Coverage on a Parents policy? Yes, So long as you are also listed by name as a covered driver on your parents Policy and your parents have an insurable interest in your vehicle. If you are a minor or a dependent still living at home then you might be able to get insurance cheaper through your parents than you could seperately. You "by name" would need to be added along with your vehicle to your parents policy to be an insured driver.
That depends on weather or not your 17 year old has their insurance on the parents policy. It will go up if the child is on the parents policy, but if the child has their own policy, it won't. But it will be cheaper if the child is added on to the parents policy. My husband is a North Carolina State Trooper so I know alot about insurance. Also, call around and go online for the cheapest rates.
Yes, because you will still be behind the wheel, it doesn't matter who else is in the car.
It depends on the insurance company and the state you live and the laws therein. In California for example you have thirty while in Ohio the vehicle must added to the policy and proof of that must in your possession prior to leaving the dealership. Check with your insurance company. It depends on the insurance company and the state you live and the laws therein. In California for example you have thirty days while in Ohio the vehicle must added to the policy and proof of that must be in your possession prior to leaving the dealership. Check with your insurance company.
Yes, You have to wait for proof that you have insurance, that means documentaion. Remember the law requires not only that you have insurance. But that you have "Proof" of insurance at all times while operating a motor vehicle.
No. Only legal dependents can be added to your health insurance policy.