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Would pregnancy be considered a pre-existing conditionin the state of ohio and if one got insurance but you were already a monthe pregnant by the time you went to a doctor would that be consider a pre?
Wiki User
∙ 12y ago
Pregnancy will not be considered prex unless you've been treated for a particular diagnosis during this pregnancy already, and then get treated for it again with this new insurance.
If you are already pregnant and purchase insurance you would have to ask your insurance company if prex would apply. If they say no...you must then ask Does the policy have any exclusions to pregnancy in it? Policy's are doing away with prex...because of new healthcare laws....however, they now have "exclusions" stating a certain diagnosis, or disorders of certain systems are excluded for treatment...ie sexual or reproductive systems.
Good Luck;-)
Wiki User
∙ 12y ago
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Is it possible to add a pregnant spouse during the open enroll period for insurance and the pregnancy not be considered preexisting?
== == Probably.
Is pregnancy preexisting in group health insurance?
Only if the pregnancy began before the insurance policy.
What is in other words of preexisting pregnancy?
pregnancy
Is it illegal to deny a woman insurance for preexisting pregnancy in Texas?
In Group insurance Yes In individual or family, probably. I'm not familiar with Texas Law. Check with a local agent,
If you lost a job that had no medical insurance would a job that your 5 month pregnant wife is about to start be covered?
More and more insurances are beginning to cover pregnancy that is pre-existing. The only way to find out for sure is ask the insurance or the company that she is going to work for should have someone that knows the insurance plans. * In a group insurance plan, pregnancy cannot be considered a preexisting condition. Here is a link to the federal law. http://mtnhealthinsurance.com/index.php?pageName=sec300gg
Is asthma considered a preexisting condition?
It depends on what is causing the sleep apnea. It is preexisting if it is caused by tonsils, adnoids, or an elongated uvula. It is not preexisting if it is caused by being overweight, or possibly by a deviated septum.
Is a pregnancy a pre-existing condition?
Yes, in most states pregnancy is considered a pre-existing medical condition, and applicants for individual or family health insurance can be declined coverage if they're currently pregnant. In addition, some states allow health insurance companies to include clauses in newly issued policies that prevent them from being liable for any costs resulting from a pregnancy that occurs within the first year of coverage.
Can you add your pregnant girlfriend to your medical mutual insurance?
No. First your girlfriend cannot be an insured on your medical insurance because she has no legal rights as she is not a family member. Read your policy and you will see who is allowed to be an insured on your policy. Secondly, even if she was your legal spouse the pregnancy is a preexisting condition and would not be covered anyway.
If you elect private insurance is pregnancy considered pre existing?
Probably. For more info see www.SteveShorr.com/maternity.htm
Where can you get insurance if your already pregnant?
You should contact your state DHHS (Dept. of health & human services) and apply for Medicaid... You could do it online. I live in Texas and EVERY insurance company has told me that they will not cover the pregnancy/maternity costs b/c it is a preexisting condition. The HIPPA act only covers you if you have insurance already or within the past 63 days.
If you are pregnant but getting married will your husband's insurance cover the pregnancy after you get married?
Yes, if it's a Employer Group plan. Can a preexisting condition exclusion be applied to my coverage because I'm pregnant? No. Pregnancy can never be subject to a preexisting condition exclusion in group health plans. http://www.cms.hhs.gov/hipaa/online/Group/Family/Pregnancy_content.asp?record=480021 For more information see www.steveshorr.com/maternity.htm Yes, if he adds you to the policy. Even if you don't get married the policy should cover a well baby (but not a sick baby).
Is your pregnant wife excluded if you added her to your insurance after she got pregnant?
== == 1st of all, we would only be taling about a pre-existing clause for maternity. Is this an HMO or PPO? Is this group or individual coverage? HMO's don't have pre-x clauses. Group Plans under Federal Law can't exclude Maternity as a pre x TITLE 26 - INTERNAL REVENUE CODE Subtitle K - Group Health Plan Requirements CHAPTER 100 - GROUP HEALTH PLAN REQUIREMENTS Subchapter A - Requirements Relating to Portability, Access, and Renewability (3) Exclusion not applicable to pregnancy For purposes of this section, a group health plan may not impose any preexisting condition exclusion relating to pregnancy as a preexisting condition. The pregnancy would be considered a "pre-existing condition" and as such anything to do with the pregnancy would not be covered.
