Unfortunately, yes, your premium will most likely increase, not to mention you will be responsible for the deductible cost on repairs. In a parking lot, fault is almost ALWAYS determined 50/50 fault, ESPECIALLY when there is no other driver to prove otherwise. A suggestion for you in your defence: Find out if the parking lot had Witness(es) Surveillance cameras Security staff This may aid in proving that indeed, it was hit in run. Please leave trust point if this info was helpful thank you Trina
You will continue to pay insurance premium to renew the policy,irrespective of the claim to be submitted after truck accident.
Yes, most likely, your premium will raise to some degree. If you don't claim it through insurance, there would be no premium hike. Parking lot incidents are almost ALWAYS considered 50/50 fault, sad to say, unless you can PROVE otherwise!
If they were not parked illegally then they are not responsible for your accident.
If a claim is made against his insurance...yes.
Just file a claim with the other parties insurance company. You called the police and got an accident report, right?
If you didn't put in a claim (not wise), and the company has absolutely no knowledge of the accident then 'no' how could it?
It is up to the driver to subit the auto accident claim. You should submit the claim as soon as possible after the accident.
Your insurance can vary based on quite a few variables, not just a claim. Some claims will not result in a premium increase and some claims will raise them based on the severity of an accident.
Your friend is. If she is over 25 she is normally covered. Because you claim on youe insurance, technically it will be an at fault accident and your premium may go up. You should talk to your insurer.
You will need to open a consumer complaint with ChoicePoint and get the accident fault indicator changed to N.A.F.(not at fault) on your CLUE report. Then notify your Insurance company after your CLUE report is corrected. Then the company will remove the premium impact of an "at fault" accident.
yes yes
It is very easy for one to file an auto accident insurance claim with Progressive Insurance. One can file an auto accident insurance claim with Progressive Insurance by calling a Progressive agent by phone or filling out a form on the official Progressive webpage.