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yes, they will treat it as if the primary was a different company. You pay two premiums. If they do not, contact the DOI.

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Q: Will secondary insurance pay claim if primary insurance is provided by the same insurance company?
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Related questions

Does secondary insurance cover or pay copays of primary insurance?

The secondary insurance cover both pays and co-pays of the primary insurance depending with the insurance company.


Secondary insurance with same company as primary?

What is the question


Can the secondary insurance provider deny a claim that was not filed with the primary insurance provider first?

Let me tell you what happend to me. I hope that this helps. I used to be covered by two insurance companies. My primary insurance company was through the company that I worked with. My secondary was with the company that my husband works with. When a claim was filed with my secondary insurance company they wanted to know how much my primary insurance company paid for and until then they would not pay anything. So I had to submit to my primary insurance company and once they paid some then the secondary would. I hope that this helped:) * Yes. A claim must always be made with the primary insurer first.


How do you get medicare as your primary insurance if you have horizons select as your primary you want to change?

You cannot decide which insurance is primary and which is secondary. Their is nothing you can do to determine this. Within each policy it specifies when each policy is primary or secondary. With Medicare, it is always going to be secondary to insurance provided by an employer or retirement plan.


Can your husbands company require Medicare to be your primary provider?

they can't actually "require" it but any insurance can contract with Medicare to be secondary, provided both parties agree


What is the difference between primary and secondary commercial claims?

The primary coverage is provided under the plan provided by the employer. Secondary coverage is usually a result of being covered as a dependent under someone else's health insurance plan.


Can a dental office bill a secondary insurance company after the primary HMO lists the service as no charge?

Why not? What are the terms of the 2nd Insurance?


When should you submit a claim to a secondary insurance company?

After you have received the Explanation Of Benefits (EOB) from your primary carrier if there is coordination of benefits. If the secondary insurance is an indemnity you do not need to wait.


Do you need to obtain prior authorization from your secondary insurance even if the primary insurance will be billed first?

Your secondary insurance has different PA criteria than your primary insurance. A PA means that your insurer will only cover a service under certain circumstances; company A may cover a service for 3 conditions and company B may only cover the same service for only 2 conditions. Your primary could pay and your secondary may not.


Does secondary private insurance pay what primary private insurance will not pay?

Yes, if the secondary insurance plan covers it In the pharmacy (drugs) world of primary and secondary coverage, this is true.


What is meant by primary and secondary insurance coverage?

Primary insurance coverage is what is first used when a medical service is being rendered. This is what will be billed first. Secondary insurance is supposed to cover what the primary insurance does not.


Will secondary insurance pay the co insurance amount of primary insurance if you have met the deductible in secondary insurance?

Yes