Very likely yes. This is especially true since you are at-fault for the accident. (meaning you caused the accident).
Some insurance companies reward loyalty and may have "accident forgiveness" program if you have been a long time customer with them.
No, they will file a claim with their insurance company and their company will talk to your company. Assuming you swapped insurance details.
Follow it up as much as you can and get your insurance company involved if you are going to make a claim as they will try and get monies from someone else if they can transfer the responsibility.
If hit a tree and damaged my auto, how long do I have to report it to my insurance company?
file and pursue a claim or dont. If you do file , file a police report, get a copy of the report and have your property insurance company pursue the claim against the insurance company covering the party or parties involved in the auto accident
Anytime you make a claim with your own insurance company against someone else's company or their company directly, the company taking the claim by law has to fully verify and investigate the claim being made. Not only that, no insurance company in their right mind would pay out insurance claims without checking them out first.
You cannot go behind someone's back and file a claim on their insurance. If it is a major injury you can file suit and they will have to provide it to their insurance company so that the insurance company will defend them or settle the claim. This is to force the issue.
A claim is a liability on part of the insurance company. If a customer makes a claim it means that the insurance company has to pay the customer for the amount is eligible to claim and hence it is a expenditure on the balance sheets of the insurance company.
No, if no contact is made, there is no basis for a claim.
You don't need too. Just make your loss claim on your own homeowners insurance policy. If your neighbor is liable for your loss then your Insurance Company will subrogate the matter for you.
Contact the insurance company. Someone at their office will give you that information.
An injury claim is when someone receives an injury and the claim is sent to an insurance company for compensation. If you are hurt at work, the claim would be submitted to worker's compensation. An automobile accident injury would be submitted to the auto insurance company.
If your Motor Car policy covers First Party and your car gets damaged by a collision, the insurance co. will pay for that. Whereas when there is Third Party coverage in your policy and a third party's car gets damaged by your car, the third party's claim will be borne by the insurance co.