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Will an insurance company send a check to you instead of the body shop?
Wiki User
∙ 15y ago
The only way is if there is not a lien on the car. The reason being is to insure that the finance company is protected in case you decide not to have it repaired.
Wiki User
∙ 15y ago
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Can you request the insurance company to write the check to you instead of the body shop?
Sure, you can request it, but they won't do it unless you are capable of doing the repairs yourself, and then they will give you the check AFTER the repairs are made.
If you receive an insurance claim check made out to the body shop and you and you want to make your own repairs can the check be re-issued to you?
The insurance company issues the check in both names, because there is still money owed on the vehicle. In which case, you would not be allowed to make your own repairs.
Can i keep the insurance check even if the body shop did the work?
no, you gotta pay the body shop with the check.
What company would fix rock chipped windshields?
If you have triple A they will come out and repair it often times. Otherwise, check with your insurance company or with a local auto body shop to see if they will cover it for free.
Is the driver at fault insurance company responsible to fix your car at a body shop of your choice using only OEM parts?
You will have to check your state law on this. If it is a no-fault state. Then your insurance will repair your vehicle and then bill the other driver's company. I am not sure of the procedure in a "fault" state. You could try contacting your insurance agent or any auto insurance agent in your state.
What happens if the insurance company issues a check to you the owner of the vehicle rather than to the body shop or the lienholder and you spend the money thinking it was a refund of the diminished value?
Then you have to pay for the repair.
How do you know when you will receive an insurance check for your car?
What you should do if you are having your vehicle repaired is to endorse the insurance check to the body shop and write another check for your deductible and pick up your car.
Am I liable if bodyshop fails to get payment from insurance Ins. sent me to bodyshop for estimatebut bodyshop forgot to check if repair if approved. I authorized the ins. to send check to the shop.?
Hi Well, unfortunately, the bodyshop has your car and one way or another you aren't getting it back until somebody pays for it, but I think first you should check your policy and make sure you are covered for whatever happened to put your car in the shop. If it is a new car and there is a loan outstanding on it, then you have to carry full insurance, so you should be covered anyway. You need to talk to your insurance guy and ask him if HE thinks you are covered. If he says yes (which is the only reason I can think of that the insurance would tell you to get an estimate) then ask them why they have not paid for the work and sent the check to the bodyshop as you authorized. Your question is a little confusing but you seem to be saying the insurance told you to take the car in (they usually have a "preferred" body shop with twhom they have a prearranged relationship for cheaper repairs). You took the car for an estimate, which presumably the bodyshop sent to the insurance company. The insurance company MUST have given the shop the OK to do the work because the shop is not going to do work without a guarantee that SOMEONE is going to pay them. In which case, that authorization exists at your insurance company and it has nothing to do with the body shop "forgetting to ask the insurance company if it was ok to do the work" Which brings me back to the top of this answer. If the body shop was decidedmto do work that the insurance company has not authorized them to do, then in a perfect world the shop would have to eat the cost and give you your repaired car. Unfortunately, they are more likely to tell you that they are going to sell your car to try and make up the expense of the repair. DID YOU SIGN ANYTHING TELLING THE BODY SHOP TO GO AHEAD AND DO THE REPAIR regardless of the insurance company's involvement? If you did, you are probably stuck if the insurance company doesn't come through. But go to them first. You pay an insurance company to clean up messes like this if they are liable. If they can't or won't help you, either write the car off or you will have to at least talk to attorney otherwise.
What are the steps to get an insurance estimate to repair a car?
First, call your insurance company to confirm what their protocol is. You will either need to get a few estimates from auto body repair shops, an insurance adjuster will estimate your damages or both. Once you have the proper estimates, you can submit the bill to your insurance company.
How would your auto insurance company know if the auto body shop is legal?
They can look them up to see if they are a real body shop.
Can an insurance company in effect force a independently owned body shop to refer only 1 rental rental car company or face losing all their referals as well?
An insurance company cannot force an independently owned body shop to refer to only 1 car rental company. They can choose not to refer their customers to that body shop for repairs, but they cannot force an independently owned body shop to refer to only 1 rental car company.
Instead of cosmetic repair to my older car I would like to save money toward another car. IC told me to take car to collision shop to repair. How do I collect money direct?
You can request that the insurance company send the check directly to you and not to the collision or body shop. You will have to take the car to their authorized collision center for them to determine the damages and costs to repair. But you have the right to fix the car at any repair shop, or to not fix at all. The insurance company cannot force you to fix the damage. Once you get the estimate from the collision shop submit it to the insurance company and request that they send payment directly to you. You can tell them you are looking for your own repair shop or want to fix later or may not fix at all. But you have a right to that claim check regardless. The check will probably be the estimate minus your deductible. Also, the insurance company will not pay more if you do take to another shop and they want more money to fix. I had a dent and paint scratch and had the check mailed to me, and also did this with an accident claim when someone hit me. It is legal, and it is your right. I live in PA, the only thing you might want to check is state laws on this, find out if there are any laws or regulations of your state that disallow this, but I doubt it. Also, just remember that the value of the car will be reduced by not fixing the damage. Just ask your insurance company to send you the check. Hope this helps!
